Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 10 mortgage lenders in New Philadelphia, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Republic State Mortgage
123 4th St SW, New Philadelphia, OH 44663
(330) 339-4335
djl.republicstatemortgage.com
TuscValley Financial Inc.
111 Front Ave SE, New Philadelphia, OH 44663
(330) 343-8900
tuscvalleyfinancial.com
What Does a Mortgage Lender in New Philadelphia Cost?
Typical costs for a mortgage lender in Ohio include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and a credit report fee of $30 to $50. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents are needed to apply for a mortgage in New Philadelphia?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Ohio lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage approval process take in Ohio?
The process usually takes 30 to 45 days from application to closing. Ohio law mandates a three-day right of rescission for refinances, which can add to the timeline.
Are there first-time homebuyer programs in New Philadelphia?
Yes, Ohio offers the Ohio Housing Finance Agency (OHFA) programs with down payment assistance for first-time buyers. Local lenders in New Philadelphia can help you apply for these state-specific grants and loans.