Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 11 mortgage lenders in North Royalton, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Johnny Gremm - Preferred Rate
12940 State Rd Office #3, North Royalton, OH 44133
(440) 465-1599
preferredrate.com
Tom Harless - Preferred Rate
12940 State Rd Office #3, North Royalton, OH 44133
(614) 208-0600
preferredrate.com
Ken Muth - Preferred Rate
12940 State Rd Office #3, North Royalton, OH 44133
(614) 893-7491
preferredrate.com
Chase Home Lending
13955 State Rd, North Royalton, OH 44133
(626) 715-8968
homelendingadvisor.chase.com
Preferred Rate - North Royalton
12940 State Rd Office #3, North Royalton, OH 44133
(440) 465-1599
preferredrate.com
Curt W. Korte - Preferred Rate
12940 State Rd Office #3, North Royalton, OH 44133
(614) 309-4756
preferredrate.com
What Does a Mortgage Lender in North Royalton Cost?
Typical costs for a mortgage lender in Ohio include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs in Ohio generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in North Royalton Ohio?
You typically need pay stubs, tax returns, bank statements, and proof of identity. Ohio lenders may also require a property appraisal and title search specific to Cuyahoga County.
How long does a mortgage closing take in Ohio?
A standard mortgage closing in Ohio usually takes 30 to 45 days from application to funding. Ohio law requires a three-day right of rescission for refinances on primary residences.
Are there Ohio-specific mortgage programs for first-time buyers?
Yes, the Ohio Housing Finance Agency offers down payment assistance and fixed-rate loans for first-time buyers. These programs have income limits and require a homebuyer education course.