Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 10 mortgage lenders in Painesville, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Theory Federal Credit Union (Painesville Branch)
1595 Mentor Ave, Painesville, OH 44077
(440) 352-4732
theoryfcu.org
Wendy Ruiz at CrossCountry Mortgage
2709 N Ridge Rd, Painesville, OH 44077
(440) 354-5206
ccmortgageruiz.com
Painesville Credit Union-Painesville
280 N St Clair St, Painesville, OH 44077
(440) 352-8974
painesvillecu.org
The Pschirer Group - Union Home Mortgage
7575 Fredle Dr #201, Painesville, OH 44077
(440) 754-0913
uhm.com
Megan Maruna - Mortgage Broker NMLS#1989328
420 W Prospect St, Painesville, OH 44077
(724) 889-6700
steadfastmortgageteam.com
Dollar Bank & Loan Center
1209 Mentor Ave, Painesville, OH 44077
(440) 352-6261
locations.dollar.bank
The Ruiz Team at CrossCountry Mortgage
2709 N Ridge Rd, Painesville, OH 44077
(440) 354-5206
ccmortgageruiz.com
Chase Home Lending
25 Fairgrounds Rd, Painesville, OH 44077
(719) 227-6501
homelendingadvisor.chase.com
What Does a Mortgage Lender in Painesville Cost?
Typical costs for a mortgage lender in Ohio include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Ohio generally range from 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Painesville Ohio?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Ohio lenders also require a signed purchase agreement and proof of homeowners insurance.
How long does the mortgage process take in Ohio?
The average mortgage process in Ohio takes 30 to 45 days from application to closing. Ohio law requires a three day rescission period for refinances but not for purchase loans.
What is the minimum down payment for a mortgage in Painesville Ohio?
Minimum down payments vary by loan type. FHA loans require 3.5 percent down, conventional loans often require 5 percent, and VA and USDA loans may allow zero down payment for eligible borrowers.