ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage lenders in Rocky River, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Rocky River, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 14 mortgage lenders in Rocky River, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rockway Mortgage
20545 Center Ridge Rd Suite 142, Rocky River, OH 44116
2162322900
Howard Hanna Rocky River
19204 Detroit Rd, Rocky River, OH 44116
4403336500
First Federal Lakewood - Rocky River
20425 Center Ridge Rd, Rocky River, OH 44116
4408959586
Equity Capital Mortgage Group
20160 Center Ridge Rd # 201, Rocky River, OH 44116
2163022060
CosmoLends
20006 Detroit Rd Suite 309, Rocky River, OH 44116
4409255515
Dina Markos
21550 Center Ridge Rd, Rocky River, OH 44116
2163104796
Flagstar Bank Home Loan Center
22255 Center Ridge Rd Suite 207, Rocky River, OH 44116
4404779307
Chase Home Lending
20780 Center Ridge Rd, Rocky River, OH 44116
7273775735
PNC Mortgage
19559 Detroit Rd, Rocky River, OH 44116
4403316060
Hard Money Lenders Lakewood OH
20220 Center Ridge Rd, Rocky River, OH 44116
2169105644
US Bank Mortgage
19825 Detroit Rd, Rocky River, OH 44116
8008722657
PNC Mortgage
21670 Center Ridge Rd, Rocky River, OH 44116
4403318600
Ben Franks
20006 Detroit Rd # 201, Rocky River, OH 44116
2162242526
Rate
1250 Linda St # 101, Rocky River, OH 44116
3302381567
Mortgage lenders in Rocky River Ohio help home buyers and homeowners secure financing for property purchases and refinances. Ohio law requires lenders to be licensed through the Ohio Division of Financial Institutions and follow state specific disclosure rules. Working with a local lender can provide insight into Cuyahoga County property values and closing procedures.
What Does a Mortgage Lender in Rocky River Cost?
Typical costs for a mortgage in Ohio include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs in Cuyahoga County usually range from 2% to 5% of the purchase price. These figures vary based on loan type, property value, and lender policies. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Rocky River?
You typically need recent pay stubs, W-2s, tax returns, bank statements, and a valid ID. Lenders also check your credit score and debt to income ratio. Ohio law requires lenders to provide a Loan Estimate within three business days of your application.
How long does the mortgage process take in Ohio?
The process usually takes 30 to 45 days from application to closing. Ohio requires a three day rescission period for refinances on your primary residence. Purchase loans do not have a rescission period.
Are there special mortgage programs for first time home buyers in Ohio?
Yes, the Ohio Housing Finance Agency offers the Ohio Heroes program and First Time Homebuyer programs with down payment assistance. These programs have income limits and require a home buyer education course. Local lenders in Rocky River can help you apply.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Rocky River who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.