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Looking for a mortgage lender in Sandusky? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Sandusky, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 mortgage lenders in Sandusky, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brian Smith Group of Union Home Mortgage Corp.
1321 Hull Rd, Sandusky, OH 44870
4197400079
Cummings Mortgage Service
2609 Columbus Ave, Sandusky, OH 44870
4196251894
Mortgage lenders in Sandusky, Ohio help home buyers and homeowners secure financing for property purchases and refinancing. Ohio law requires lenders to be licensed through the Ohio Division of Financial Institutions. Local lenders understand the Sandusky real estate market including lakefront properties and residential neighborhoods.
What Does a Mortgage Lender in Sandusky Cost?
Typical costs for a mortgage in Ohio include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costing $500 to $1,000. Closing costs in Ohio generally range from 2% to 5% of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Sandusky Ohio?
You typically need proof of income such as pay stubs and tax returns, bank statements, photo ID, and details about your debts and assets. Ohio lenders may also require a property appraisal and title search.
How long does the mortgage process take in Ohio?
The mortgage process in Ohio usually takes 30 to 45 days from application to closing. Ohio law requires a three day right of rescission for refinances on primary residences after closing.
Are there special mortgage programs for first time home buyers in Ohio?
Yes, Ohio offers the Ohio Housing Finance Agency (OHFA) programs with down payment assistance and lower interest rates for qualified first time buyers. These programs have income and purchase price limits specific to Sandusky and Erie County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.