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Looking for a mortgage lender in Troy? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Troy, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 16 mortgage lenders in Troy, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1870 W Main St, Troy, OH 45373
9377039381
PrimeLending, A PlainsCapital Company - Troy OH
1855 Towne Park Dr B, Troy, OH 45373
9374013394
Joe Vichich at Rate (NMLS #1420737)
224 S Market St suite c, Troy, OH 45373
9373066934
Union Savings Bank
14 S Weston Rd, Troy, OH 45373
9373354199
Lendmark Financial Services LLC
1928 W Main St, Troy, OH 45373
9372962211
Union Home Mortgage
1001 S Dorset Rd # B, Troy, OH 45373
9373684330
loanDepot
2351 W Main St, Troy, OH 45373
9377537050
Joe Vichich, Movement Mortgage
224 S Market St suite c, Troy, OH 45373
9372395679
Fifth Third Mortgage - Chris Losey
1851 W Main St, Troy, OH 45373
9375249948
Allison Cruea-U.S. Bank Mortgage
910 W Main St, Troy, OH 45373
9373328310
US Bank Mortgage
910 W Main St, Troy, OH 45373
8008722657
Jennifer Denson Caliber Home Loans
210 S Market St suite b, Troy, OH 45373
9378750217
Chase Mortgage
1011 W Main St, Troy, OH 45373
9373396802
Rate
224 S Market St suite c, Troy, OH 45373
6147960811
PNC Mortgage
10 S Dorset Rd, Troy, OH 45373
9373390541
Western Ohio Mortgage Corp.
225 E Main St, Troy, OH 45373
9375522820
Mortgage lenders in Troy, Ohio help home buyers and homeowners secure financing for property purchases and refinancing. Ohio law requires lenders to be licensed through the Ohio Division of Financial Institutions. Local lenders in Troy offer conventional, FHA, VA, and USDA loans to meet diverse needs.
What Does a Mortgage Lender in Troy Cost?
Typical costs for a mortgage lender in Ohio include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Ohio generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Troy Ohio?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Ohio lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage approval take in Ohio?
The process usually takes 30 to 45 days from application to closing. Ohio law does not set a specific timeline, but lenders must provide a Loan Estimate within three business days.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.