Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 20 mortgage lenders in Westlake, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Capital Mortgage Corporation
26021 Center Ridge Rd, Westlake, OH 44145
(440) 595-4508
ucmortgage.net
Nations Lending - Rod Taylor - Westlake, Ohio Branch - NMLS # 210885
30700 Center Ridge Rd #3, Westlake, OH 44145
(866) 759-0059
nationslending.com
Steve Gerding Motto Mortgage Above & Beyond
25021 Center Ridge Rd Suite 200, Westlake, OH 44145
(440) 892-5500
mottomortgage.com
Chris Hartzell - Mortgage Loan Officer
26021 Center Ridge Rd, Westlake, OH 44145
(216) 288-3215
ucmortgage.net
Daniel Kazda | Mortgage Loan Officer | Westlake, OH
24629 Detroit Rd C, Westlake, OH 44145
(216) 390-5443
homeloanswithdaniel.com
Jeffrey Jennings at CrossCountry Mortgage
26931 Detroit Rd, Westlake, OH 44145
(440) 709-3264
ccm.com
Delmar Mortgage Westlake
24500 Center Ridge Rd, Westlake, OH 44145
(440) 925-5515
delmarmortgage.com
New American Funding - Westlake, OH
159 Crocker Park Blvd 4th Floor, Westlake, OH 44145
(800) 450-2010
branch.newamericanfunding.com
What Does a Mortgage Lender in Westlake Cost?
Typical costs for a mortgage lender in Ohio include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs in Ohio generally range from 2% to 5% of the purchase price. These amounts vary based on loan type, property value, and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Westlake Ohio?
You will typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Ohio lenders also require a signed authorization to check your credit report. Having these documents ready can speed up your application process.
How long does it take to close on a mortgage in Ohio?
The average mortgage closing in Ohio takes 30 to 45 days from application to final closing. Ohio law does not set a specific timeline, but lenders must provide a Loan Estimate within three business days of your application. Delays can occur if additional documentation is needed.
Are there special mortgage programs for first time home buyers in Ohio?
Yes, Ohio offers the Ohio Housing Finance Agency (OHFA) programs for first time buyers. These include down payment assistance and reduced interest rates. Many lenders in Westlake participate in these programs, which have income and purchase price limits set by the state.