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Compare mortgage lenders in Eugene. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Eugene, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 20 mortgage lenders in Eugene, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Ladelle White
1600 Valley River Dr #330, Eugene, OR 97401
5413431995
Paramount Mortgage Company
975 Willagillespie Rd # 201, Eugene, OR 97401
5416840027
The Duncan Team - Mortgage Advisors- Edge Home Finance
590 Pearl St Suite 300, Office 319, Eugene, OR 97401
5416546158
American Pacific Mortgage
1400 Executive Pkwy #300, Eugene, OR 97401
5413427576
Directors Mortgage
1500 Valley River Dr #190, Eugene, OR 97401
5413574823
Strategic Mortgage Solutions
911 Country Club Rd #390, Eugene, OR 97401
5412751148
Stepping Stone Mortgage
1140 Willagillespie Rd Ste 13, Eugene, OR 97401
5416833300
Landmark Professional Mortgage
1144 Willagillespie Rd Suite #31, Eugene, OR 97401
5413424663
Guild Mortgage - Trevor Nissen
1600 Valley River Dr #330, Eugene, OR 97401
5413431995
Synergy One Lending
440 E Broadway Suite 140, Eugene, OR 97401
5415157237
Guild Mortgage - Rhonda Stickney
1600 Valley River Dr #330, Eugene, OR 97401
5413431995
Tanya Torres NMLS 524901
440 E Broadway Suite 140, Eugene, OR 97401
5412257917
Nova Home Loans- Eugene Office
1142 Willagillespie Rd Suite 9, Eugene, OR 97401
5413422525
Denise Cuddeback Montgomery, American Pacific Mortgage
1400 Executive Pkwy #300, Eugene, OR 97401
5413427576
Kind Lending, LLC
590 Pearl St Suite 266, Eugene, OR 97401
5413371106
Michael Hanks, Loan Officer
2725 Delta Oaks Dr, Eugene, OR 97408
5418446165
Evan Hastings - Mortgage
120 Shelton Mcmurphey Blvd #240, Eugene, OR 97401
7075694115
Secure Choice Lending, Eugene Branch, Levi Paddock
2727 Delta Oaks Dr, Eugene, OR 97408
5419128751
Mortgage lenders in Eugene Oregon help home buyers and homeowners secure loans to purchase or refinance property. Oregon law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the unique housing market in Lane County and can guide you through Oregon specific escrow and closing rules.
What Does a Mortgage Lender in Eugene Cost?
Typical costs for a mortgage lender in Oregon include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $500 to $700, and title insurance fees around $1,500 to $2,500. Closing costs in Eugene usually total 2% to 5% of the home price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Eugene?
You typically need pay stubs, tax returns, bank statements, and proof of identity. Oregon lenders also require a signed authorization to check your credit report. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Oregon?
The process usually takes 30 to 45 days from application to closing. Oregon law requires a three day right of rescission for refinances on your primary home. Delays can happen if appraisals or title work take longer.
Are there special mortgage programs for Oregon first time buyers?
Yes, the Oregon Bond Residential Loan Program offers lower interest rates and down payment assistance for qualified first time buyers. These loans are available through approved lenders in Eugene. Income limits and purchase price caps apply.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.