ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage lender in Oak Harbor? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Oak Harbor, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 18 mortgage lenders in Oak Harbor, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envoy Mortgage - Oak Harbor, WA
520 E Whidbey Ave 107 & 111, Oak Harbor, WA 98277
3606394780
Peter DeVries with Epic Finance LLC Mortgage Brokers - Powered By Barrett Financial Group NMLS#181106
939 N Deer Park Ln, Oak Harbor, WA 98277
3607918064
Team Jackson Ozell & Julie Jackson
860 SE Bayshore Dr Suite 101, Oak Harbor, WA 98277
4255332473
Guild Mortgage - Josh Hansen
2824 N Torpedo Rd, Oak Harbor, WA 98277
9712228440
Julie Jackson
860 SE Bayshore Dr Suite 101, Oak Harbor, WA 98277
4255332473
Tony Peplinski
32785 State Rte 20 Suites 5 & 6, Oak Harbor, WA 98277
3606756106
PrimeLending, a PlainsCapital Company - Oak Harbor
32650 State Rte 20 E207, Oak Harbor, WA 98277
3607227600
Amy Shockley
860 SE Bayshore Dr Suite101, Oak Harbor, WA 98277
3609296586
Global Credit Union Home Loans | License #CL-157293
650 NE Midway Blvd #101, Oak Harbor, WA 98277
8007373033
CrossCountry Mortgage - Team Martin
144 NE Ernst St, Oak Harbor, WA 98277
3607707358
PrimeLending
31650 State Rte 20, Oak Harbor, WA 98277
3606826307
Team Jackson, CMG Home Loans - Oak Harbor
860 SE Bayshore Dr Ste 101, Oak Harbor, WA 98277
4255332473
James Hart
32785 State Rte 20 Suites 5 & 6, Oak Harbor, WA 98277
3608654292
Guild Mortgage - Jacki Jacukowicz
32785 State Rte 20 Suites 5 & 6, Oak Harbor, WA 98277
3606756106
US Bank Mortgage
836 NE Midway Blvd, Oak Harbor, WA 98277
8008722657
Tami Encinas
860 SE Bayshore Dr Suite101, Oak Harbor, WA 98277
3602796981
Guild Mortgage Company
2824 N Torpedo Rd, Oak Harbor, WA 98277
9712228440
U.S. Bank: Cherie Sarrett
836 NE Midway Blvd, Oak Harbor, WA 98277
3606393405
Mortgage lenders in Oak Harbor Washington help homebuyers secure financing for residential properties. Washington state requires lenders to be licensed under the Consumer Loan Act. Local lenders can guide you through options like conventional loans FHA loans and VA loans for eligible military families.
What Does a Mortgage Lender in Oak Harbor Cost?
Typical costs for a mortgage lender in Washington include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 500 to 700 dollars and title insurance costs about 0.5 percent of the purchase price. Closing costs generally total 2 to 5 percent of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Oak Harbor?
You typically need pay stubs tax returns bank statements and a valid ID. Washington lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Washington?
The process usually takes 30 to 45 days from application to closing. Washington law requires a three-day rescission period for refinances but not for purchase loans.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Oak Harbor who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.