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Compare Mortgage Lenders in New Richmond, WI

Directory of mortgage lenders in New Richmond, Wisconsin. Verify credentials with the state state mortgage licensing authority before hiring.

4 agents listed
Updated June 2026
New Richmond, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 4 mortgage lenders in New Richmond, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
loanDepot
245C S Knowles Ave, New Richmond, WI 54017
(715) 903-6700 loandepot.com
FNC Bank
109 E 2nd St, New Richmond, WI 54017
(715) 246-6901 fnc.bank
WESTconsin Credit Union
121 Meridian Dr, New Richmond, WI 54017
(800) 924-0022 westconsincu.org
TJ Huber - Old National Bank
532 S Knowles Ave, New Richmond, WI 54017
(715) 246-8163 associates.oldnational.com

Mortgage lenders in New Richmond Wisconsin help homebuyers and homeowners secure financing for property purchases and refinancing. Wisconsin law requires mortgage loan originators to be licensed through the Wisconsin Department of Financial Institutions. Local lenders understand the St. Croix County real estate market and can guide you through the loan process.

What Does a Mortgage Lender in New Richmond Cost?

Typical costs for a mortgage in Wisconsin include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in New Richmond Wisconsin?
You typically need pay stubs, tax returns, bank statements, and identification. Lenders also require proof of income and assets to verify your ability to repay the loan.
How long does it take to get a mortgage in Wisconsin?
The mortgage process in Wisconsin usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type and your financial situation.
What is the minimum down payment for a mortgage in Wisconsin?
Minimum down payments vary by loan type. FHA loans require 3.5 percent down, conventional loans may allow 3 percent, and VA loans often require no down payment for eligible borrowers.

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