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Compare Mortgage Refinance Companies in Durango, CO
Browse mortgage refinance companies serving Durango, Colorado. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Durango, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 16 mortgage refinance companies in Durango, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Animas Mountain Mortgage Inc.
1099 Main Ave Ste 305, Durango, CO 81301
9708281610
Sinberg Capital Lending
1099 Main Ave #300, Durango, CO 81301
9707497661
Arete Mortgage
2855 Main Ave STE B105, Durango, CO 81301
9703751111
Mountain to Desert Mortgage LLC
777 Main Ave #202, Durango, CO 81301
5202552263
The Norm Phillips Team, NMLS#193010, Powered by IMB
1075 Main Ave UNIT 212, Durango, CO 81301
9703877500
Mountain Goat Mortgage LLC
835 Main Ave Suite 221, Durango, CO 81301
9704035292
Highlands Residential Mortgage
679 E 2nd Ave UNIT 11, Durango, CO 81301
9704591508
Guild Mortgage Company
2243 Main Ave Office 3f & 3g, Durango, CO 81301
9703822903
Christopher Albanese at CrossCountry Mortgage
1065 Main Ave Suite 208, Durango, CO 81301
9173637345
Guild Mortgage - Brad Cook
2243 Main Ave Office 3f & 3g, Durango, CO 81301
9707495488
Southwest Mortgage Loans Inc
835 Main Ave UNIT 222, Durango, CO 81301
9703829800
PrimeLending, A PlainsCapital Company - Durango
1065 Main Ave #202, Durango, CO 81301
9706662355
Fairway Independent Mortgage
170 E 12th St STE 10, Durango, CO 81301
9702871450
Guild Mortgage - Justin Kautter
2243 Main Ave Office 3f & 3g, Durango, CO 81301
9709032388
Flanagan State Bank Mortgage
175 Mercado St, Durango, CO 81301
9703829800
Durango Home Lending
1135 Main Ave, Durango, CO 81301
9704442222
Mortgage refinance companies in Durango Colorado help homeowners adjust their loan terms or lower their interest rates. Colorado law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the unique real estate market in La Plata County and can guide you through the process.
What Does a Mortgage Refinance Company in Durango Cost?
Typical costs for mortgage refinancing in Colorado include an origination fee of 0.5% to 1% of the loan amount plus appraisal fees around 400 to 700 dollars. Third party costs such as title insurance and recording fees can add 1000 to 3000 dollars. Your total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Durango Colorado?
The refinance process in Colorado usually takes 30 to 45 days from application to closing. This timeline can vary based on the lender's workload and your property appraisal. Colorado law does not set a specific timeline but requires lenders to disclose all fees upfront.
Are there Colorado specific laws that affect mortgage refinancing?
Yes Colorado has a law called the Colorado Consumer Equity Protection Act which limits certain high cost loan terms. Lenders must also follow the Colorado Fair Mortgage Lending Act. These laws protect borrowers from predatory practices and require clear disclosure of all costs.
What documents do I need to refinance my mortgage in Durango?
You will need recent pay stubs tax returns bank statements and a copy of your current mortgage note. Colorado lenders may also ask for proof of homeowners insurance and a property appraisal. Having these ready can speed up the application process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.