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Find Mortgage Refinance Companies in Milford, DE

Directory of mortgage refinance companies in Milford, Delaware. Verify credentials with the state state mortgage licensing authority before hiring.

6 agents listed
Updated June 2026
Milford, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Delaware before hiring.
Showing 6 mortgage refinance companies in Milford, DE Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
28263 Lexus Dr #4, Milford, DE 19963
(302) 422-6166 locations.marinerfinance.com
OneMain Financial
660 N Dupont Blvd, Milford, DE 19963
(302) 422-9657 onemainfinancial.com
Atlantic Finance
927 N Dupont Blvd, Milford, DE 19963
(302) 422-3484 myatlanticfinance.com
Tidemark Federal Credit Union
140 Aerenson Dr, Milford, DE 19963
(302) 629-0100 tidemarkfcu.org
EPM - Milford, DE
14A S Maple Ave, Milford, DE 19963
(302) 265-3300 epm.net
PNC Mortgage
655 N Dupont Blvd, Milford, DE 19963
(302) 422-1015 pnc.com

Mortgage refinance companies in Milford Delaware help homeowners lower their interest rates or change loan terms. Delaware law requires all mortgage loan originators to be licensed by the Delaware Office of the State Bank Commissioner. Local lenders can guide you through the process and explain how state regulations affect your refinance.

What Does a Mortgage Refinance Company in Milford Cost?

Typical costs for a mortgage refinance in Delaware include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Delaware also charges a mortgage recording tax of 0.25 percent. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the requirements for a mortgage refinance in Milford Delaware?
You need a credit check, proof of income, and an appraisal of your home. Delaware law does not require a specific waiting period, but most lenders want you to have owned the home for at least six months.
How long does a mortgage refinance take in Delaware?
A typical refinance in Delaware closes in 30 to 45 days. Delays can happen if the appraisal or title search takes longer. Your lender will give you a timeline at the start.
Are there any Delaware specific fees for refinancing?
Delaware charges a mortgage recording tax of 0.25 percent of the loan amount. There is also a state transfer tax if you are refinancing and changing the title. Ask your lender for a full fee estimate.

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