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Mortgage Refinance Companies in Wilmington, DE

Browse mortgage refinance companies serving Wilmington, Delaware. Contact information and addresses listed below.

16 agents listed
Updated June 2026
Wilmington, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Delaware before hiring.
Showing 16 mortgage refinance companies in Wilmington, DE Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New City Financial
1000 N West St #1200-1812, Wilmington, DE 19801
(855) 848-2862 newcityfinancial.com
Meridian Bank Mortgage
5301 Limestone Rd Ste 224, Wilmington, DE 19808
(302) 635-7500 meridianbanker.com
Delaware - Wilmington
3801 Kennett Pike Suite C305, Wilmington, DE 19807
(302) 927-3583 embracehomeloans.com
Cindy M Thurman | Fairway Independent Mortgage Corporation Loan Officer
5301 Limestone Rd Suite 106, Wilmington, DE 19808
(302) 632-0723 cindythurman.net
Fairway Independent Mortgage Corporation
5301 Limestone Rd Suite 106, Wilmington, DE 19808
(410) 220-0211
Toni G Wilhite | Fairway Independent Mortgage Corporation Loan Officer
5301 Limestone Rd Suite 106, Wilmington, DE 19808
(302) 545-2346 toniwilhite.net
David E Brown at WSFS Mortgage nmslr id#453175
3908 Kennett Pike, Wilmington, DE 19807
(302) 229-3093 wsfsbank.com
Phyllis A Wilson | Fairway Independent Mortgage Corporation Loan Officer
2211 Silverside Rd, Wilmington, DE 19810
(302) 576-6844 fairwayindependentmc.com
Alisha Cooper - Mortgage Lender - Mscooperhomeloans
1521 Concord Pike #301, Wilmington, DE 19803
(302) 494-7712 mscooperhomeloans.com
Robert Keller Loan Officer
4605 Old Linden Hill Rd, Wilmington, DE 19808
(302) 723-1775 homefrontloans.com
Candace Anzaldo, Meridian Mortgage NMLS 149914
5301 Limestone Rd Ste 224, Wilmington, DE 19808
(302) 379-6770 meridianbanker.com
Orange Mortgage LLC
1301 N Harrison St Ste 104, Wilmington, DE 19806
(302) 200-0122 orangemtg.com
Julia Sten
2301 Pennsylvania Ave, Wilmington, DE 19806
(302) 248-1537 clearmodernmortgage.com
Chase Mortgage
201 N Walnut St, Wilmington, DE 19801
(302) 282-9000 chase.com
Guaranteed Rate of Wilmington
5700 Kennett Pike, Wilmington, DE 19807
(302) 654-8848 guaranteedrate.com
Mortgage Network Solutions
2036 Foulk Rd #102, Wilmington, DE 19810
(302) 252-0100 mortgagens.com

Mortgage refinance companies in Wilmington Delaware help homeowners lower their interest rates or change loan terms. Delaware law requires all mortgage loan originators to be licensed through the Delaware Office of the State Bank Commissioner. Working with a local company can simplify the process of understanding state specific closing rules and recording fees.

What Does a Mortgage Refinance Company in Wilmington Cost?

Typical costs for a mortgage refinance in Delaware include an appraisal fee of 400 to 700 dollars, title search and insurance of 800 to 1,200 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Recording fees in New Castle County are about 100 to 200 dollars. These costs vary by loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Wilmington Delaware?
You will typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Delaware lenders also require a valid photo ID and a copy of your current mortgage statement.
How long does a mortgage refinance take in Delaware?
A standard refinance in Delaware usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title work takes extra time with the New Castle County Recorder of Deeds.

Mortgage Refinance Companies in Other Delaware Cities