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Find Mortgage Refinance Companies Near You in Gainesville, GA
Browse mortgage refinance companies serving Gainesville, Georgia. Contact information and addresses listed below.
15 agents listed
Updated May 2026
Gainesville, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 15 mortgage refinance companies in Gainesville, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestar Financial Corporation
332 Washington St NW, Gainesville, GA 30501
7705030380
Southern Finance Company
199 John W Morrow Jr Pkwy # E, Gainesville, GA 30501
7705345026
Hughs Mortgage Resources Inc
3109 Marthasville Ct, Gainesville, GA 30506
7706547608
Duncan Home Team @ Fairway Mortgage
100 Main St SW, Gainesville, GA 30501
6789977181
1st Truitt Financial
100 Main St SW Suite 116, Gainesville, GA 30501
7705257114
Gainesville Financial Services Inc
636 Bradford St SW, Gainesville, GA 30501
7705343661
Nancy Day - Ameris Bank Mortgage
854 Washington St NW, Gainesville, GA 30501
6786794221
Gina Herron
340 Jesse Jewell Pkwy Suite 115, Gainesville, GA 30501
6785263563
Mike Emanuel NMLS 1540174 - Elite Synergy Mortgage
340 Jesse Jewell Pkwy Suite 115-A, Gainesville, GA 30501
4043882113
CTC Mortgage - Georgia
3007 Scarlet Oak Ln, Gainesville, GA 30504
7702357988
Acopia Home Loans
340 Jesse Jewell Pkwy Suite 425, Gainesville, GA 30501
4049189390
Homestar Financial Corporation
848 Jesse Jewell Pkwy, Gainesville, GA 30501
4702532796
Elite Synergy Mortgage
340 Jesse Jewell Pkwy Suite 115-A, Gainesville, GA 30501
6786605100
Cardinal Mortgage
3839 Chestatee Cut Off, Gainesville, GA 30506
7702976424
MORTGAGE PAGES LLC
3201 Everly Wy, Gainesville, GA 30501
6783308793
Mortgage refinance companies in Gainesville Georgia help homeowners lower their interest rate or change loan terms. Georgia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Hall County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Gainesville Cost?
Typical costs for a mortgage refinance in Georgia range from 2 to 5 percent of the loan amount. Common fees include an appraisal fee of 400 to 700 dollars, an origination fee of 0.5 to 1 percent, and title search costs of 300 to 600 dollars. Closing costs in Hall County may also include recording fees and transfer taxes. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
How long does a mortgage refinance take in Gainesville Georgia?
A typical refinance in Georgia takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work takes longer. Your lender will give you a timeline based on your specific loan type.
What credit score is needed to refinance in Georgia?
Most lenders in Georgia require a minimum credit score of 620 for a conventional refinance. FHA loans may accept scores as low as 580. Your lender will review your full financial profile before approving your application.
Are there Georgia specific rules for mortgage refinancing?
Yes Georgia requires lenders to be licensed through the Georgia Department of Banking and Finance. The state also has a 7 day right of rescission for most refinances. This gives you time to cancel the loan after signing without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.