Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 11 mortgage refinance companies in St Simons Island, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendLogic - St Simons Island
1607 Frederica Rd suite 102, St Simons Island, GA 31522
(912) 268-4064
lendwithlogic.com
Stephen Moreno, IV - Capital City Home Loans
621 Ocean Blvd, St Simons Island, GA 31522
(912) 771-2115
saintsimonsmortgage.com
Lendingchics at Bank of England Mortgage
2483 Demere Rd Suite 201, St Simons Island, GA 31522
(513) 225-5297
lendingchics.com
Somerset Mortgage Corporation
1607 Frederica Rd #201, St Simons Island, GA 31522
(912) 230-7700
somersetmortgagecorp.com
Mark North - Ameris Bank Mortgage
3811 Frederica Rd, St Simons Island, GA 31522
(404) 387-7273
bankers.amerisbank.com
Best Life Home Loans
5500 Frederica Rd Suite 1219, St Simons Island, GA 31522
(912) 771-6224
bestlifehomeloans.com
Cornerstone First Mortgage NMLS#173855
1700 Frederica Rd STE 106, St Simons Island, GA 31522
(912) 342-2401
cfmtg.com
SWBC Mortgage St. Simons Island
507 Ocean Blvd Ste 202, St Simons Island, GA 31522
(678) 822-5342
swbcmortgage.com
What Does a Mortgage Refinance Company in St Simons Island Cost?
Typical costs for a mortgage refinance in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in Georgia often total 2 to 5 percent of the loan principal. These amounts vary based on your lender and property location on St Simons Island. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in St Simons Island Georgia?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage note. Georgia lenders also require a property appraisal to confirm the home value on St Simons Island.
How long does a mortgage refinance take in Georgia?
A standard refinance in Georgia usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer than expected.
Are there Georgia specific laws for mortgage refinancing?
Yes, Georgia has a 7 day right of rescission for refinances on your primary home. This means you can cancel the loan for any reason within 7 days after signing the closing documents.