Find Mortgage Refinance Companies in Evanston, IL
Browse mortgage refinance companies serving Evanston, Illinois. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Illinois before hiring.
Showing 10 mortgage refinance companies in Evanston, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Evanston Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Evanston?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there Illinois specific rules for refinancing?
Yes. Illinois law gives you a three day right of rescission after signing for most refinances. Lenders must also disclose all fees in the Loan Estimate and Closing Disclosure forms.