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Find Mortgage Refinance Companies in Fairview Heights, IL

Looking for a mortgage refinance company in Fairview Heights? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Fairview Heights, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 3 mortgage refinance companies in Fairview Heights, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
2055 W Hwy 50, Fairview Heights, IL 62208
(618) 628-7830 towerloan.com
US Bank Mortgage
6701 N Illinois St, Fairview Heights, IL 62208
(800) 872-2657 usbank.com
PNC Mortgage
4605 N Illinois St, Fairview Heights, IL 62208
(618) 239-3402 pnc.com

A mortgage refinance company in Fairview Heights Illinois can help you lower your rate or change your loan terms. Illinois law requires lenders to provide a clear Loan Estimate within three business days of your application. Local companies understand the St. Louis metro area housing market and can guide you through the process.

What Does a Mortgage Refinance Company in Fairview Heights Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Fairview Heights?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a valid photo ID and a property appraisal.
How long does a mortgage refinance take in Illinois?
A typical refinance in Illinois takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Illinois specific laws for refinancing?
Yes. Illinois requires lenders to disclose all fees in a Good Faith Estimate. You also have a three day right to rescind the loan after signing for most refinances.

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