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Find Mortgage Refinance Companies in Glen Carbon, IL

Directory of mortgage refinance companies in Glen Carbon, Illinois. Verify credentials with the state state mortgage licensing authority before hiring.

11 agents listed
Updated June 2026
Glen Carbon, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 11 mortgage refinance companies in Glen Carbon, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Glen Carbon, IL
208 Magnolia Dr, Glen Carbon, IL 62034
(618) 216-1226 newamericanfunding.com
New American Funding - Dan Moad
208 Magnolia Dr, Glen Carbon, IL 62034
(618) 301-3498 newamericanfunding.com
Micah Filipsic
208 Magnolia Dr, Glen Carbon, IL 62034
(618) 521-5319 newamericanfunding.com
New American Funding - Jared Mabrey
208 Magnolia Dr, Glen Carbon, IL 62034
(618) 205-9266 newamericanfunding.com
New American Funding - Stephen Baack
208 Magnolia Dr, Glen Carbon, IL 62034
(618) 307-0437 newamericanfunding.com
The Flowers Team - USA Mortgage
3 Country Club Executive Park Ste 100, Glen Carbon, IL 62034
(618) 567-7114 usamortgage.com
USA Mortgage
3 Country Club Executive Park Ste 100, Glen Carbon, IL 62034
(618) 567-7114 usamortgage.com
Karylle Wike at CrossCountry Mortgage
2220 S State Rte 157 #225, Glen Carbon, IL 62034
(618) 703-5479 loansbykw.com
New American Funding - Christopher Rimar
208 Magnolia Dr, Glen Carbon, IL 62034
(618) 205-6282 newamericanfunding.com
Rob Schmersahl-USA Mortgage
3 Country Club Executive Park Suite 100, Glen Carbon, IL 62034
(314) 518-9542 usamortgage.com
US Bank Mortgage
3601 IL-159, Glen Carbon, IL 62034
(800) 872-2657

Mortgage refinance companies in Glen Carbon, Illinois help homeowners lower their interest rates or change loan terms. Illinois law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies can guide you through the process and explain state-specific regulations like the Illinois Interest Act.

What Does a Mortgage Refinance Company in Glen Carbon Cost?

Typical costs for a mortgage refinance in Illinois include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance which can cost 500 to 1,500 dollars. Closing costs usually range from 2 to 5 percent of the loan amount. These numbers are estimates and your actual costs will vary. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Glen Carbon?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois law may require additional disclosures if you are refinancing a property in a flood zone or historic district.
How long does a mortgage refinance take in Illinois?
Most refinances close in 30 to 45 days. Illinois does not set a specific timeline, but lenders must provide a Closing Disclosure at least three business days before closing.
Are there Illinois tax benefits for refinancing my mortgage?
Illinois allows a deduction for mortgage interest on your state income tax return, but refinancing may affect this. Consult a tax professional because rules change and depend on your specific situation.

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