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Browse mortgage refinance companies serving Joliet, Illinois. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Joliet, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 14 mortgage refinance companies in Joliet, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
1145 Essington Rd, Joliet, IL 60435
8157306914
Mariner Finance
2009 Essington Rd, Joliet, IL 60435
8155773474
John Ruiz - Preferred Rate
350 Houbolt Rd Unit 206, Joliet, IL 60431
7089255148
Steve Staniszewski - Mortgage Loan Originator Midland States Bank nmls# 435784
1540 Rte 59, Joliet, IL 60431
8153415457
TNT Financial Group, LLC
350 Houbolt Rd Unit 206, Joliet, IL 60431
7085672380
OneMain Financial
2149 W Jefferson St, Joliet, IL 60435
8157446173
Janine Iuliano at CrossCountry Mortgage
310 N Ottawa St, Joliet, IL 60432
8475537196
Preferred Rate - Joliet
350 Houbolt Rd Unit 206, Joliet, IL 60431
7089255148
First Mortgage Resource
3180 Theodore St #104, Joliet, IL 60435
8156099400
Amanda Orsburn | NMLS# 1082253
801 W Jefferson St, Joliet, IL 60404
8154313965
Wintrust Mortgage
2108 W Jefferson St, Joliet, IL 60435
8157258100
Chase Home Lending
1421 Rte 59, Joliet, IL 60431
6309174381
Missy Trepel - Old National Bank
1415 W Jefferson St, Joliet, IL 60435
7792426182
Eric Kubiak - Chase Home Lending Advisor - NMLS ID 495555
1421 Rte 59, Joliet, IL 60431
6309174381
A mortgage refinance company in Joliet Illinois helps homeowners replace their existing home loan with a new one. Illinois law requires lenders to provide a good faith estimate of closing costs within three business days of application. Local Joliet companies understand the Will County property market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Joliet Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1 percent of the loan amount. Third party fees such as appraisal, title search, and credit report can total 2,000 to 5,000 dollars. Illinois charges a state mortgage tax of 0.25 per 100 dollars of the loan amount. These costs vary by lender and your specific situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Joliet Illinois?
The refinance process usually takes 30 to 45 days from application to closing. Illinois law requires a three day rescission period after signing the new loan documents. Delays can occur if an appraisal or title work takes longer than expected.
Do I need a home appraisal to refinance in Joliet Illinois?
Most refinance lenders require a home appraisal to determine the current value of your property. In Joliet, the appraisal fee typically ranges from 400 to 700 dollars. Some lenders offer a waiver if you have a government backed loan like an FHA streamline refinance.
What Illinois specific documents are needed for a mortgage refinance?
You will need proof of income such as recent pay stubs and tax returns. Illinois also requires a photo ID and evidence of homeowners insurance. The lender may ask for a copy of your current mortgage statement and property tax records from Will County.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.