Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 14 mortgage refinance companies in Lake Forest, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Diamond Residential Mortgage Corporation
582 Oakwood Ave, Lake Forest, IL 60045
8472449301
Brian Jessen Wintrust Mortgage
727 N Bank Ln, Lake Forest, IL 60045
8477120830
Chris Diamond - Diamond Residential Mortgage Corporation
582 Oakwood Ave, Lake Forest, IL 60045
8475821822
Brendan Bunce - Diamond Residential Mortgage
582 Oakwood Ave, Lake Forest, IL 60045
8478497509
Wintrust Mortgage
959 S Waukegan Rd, Lake Forest, IL 60045
8476154080
Zach Diamond - Diamond Residential Mortgage Corporation
582 Oakwood Ave, Lake Forest, IL 60045
8472071660
Mike Redding - Diamond Residential Mortgage Corporation
582 Oakwood Ave, Lake Forest, IL 60045
8475821822
Chase Home Lending
300 E Illinois Rd, Lake Forest, IL 60045
8478993373
Kris Brian - Diamond Residential Mortgage Corporation
582 Oakwood Ave, Lake Forest, IL 60045
3178337022
Peter Villanueva / The Federal Savings Bank
644 N Western Ave, Lake Forest, IL 60045
8478514849
Mary Erb - Diamond Residential Mortgage Corporation
582 Oakwood Ave, Lake Forest, IL 60045
8475821822
Steve Hill - Chase Home Lending Advisor - NMLS ID 406330
300 E Illinois Rd, Lake Forest, IL 60045
8478993373
Fifth Third Mortgage - Bill Bertram
990 S Waukegan Rd, Lake Forest, IL 60045
8475481671
Wintrust Mortgage
727 N Bank Ln, Lake Forest, IL 60045
8472342882
What Does a Mortgage Refinance Company in Lake Forest Cost?
Typical costs for mortgage refinancing in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $1,000 to $2,000. Closing costs in Lake Forest often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Lake Forest?
The refinance process in Illinois usually takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and compliance with Illinois disclosure laws. Delays can occur if additional documentation is needed.
Are there Illinois specific laws that affect mortgage refinancing?
Yes, Illinois requires lenders to give borrowers a three day right of rescission after signing for most refinances. This means you can cancel the loan without penalty within three business days. Also, Illinois has strict rules about prepayment penalties and fee disclosures.
What documents do I need to refinance my home in Lake Forest?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a copy of your current mortgage statement and a government issued ID. Self employed borrowers may need additional profit and loss statements.