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Compare Mortgage Refinance Companies in McHenry, IL
Directory of mortgage refinance companies in McHenry, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
McHenry, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 14 mortgage refinance companies in McHenry, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
3428 Shoppers Dr, McHenry, IL 60050
8156694534
Heights Finance
3726 W Elm St, McHenry, IL 60050
8157593713
Cross Country Mortgage, LLC
1220 N Green St, McHenry, IL 60050
8477221775
Wendy Erickson at Rate (NMLS #502402)
4005 Kane Ave Suite H, McHenry, IL 60050
8478072745
Home State Bank NA
3500 Diamond Dr, McHenry, IL 60051
8154592000
OneMain Financial
4005 Kane Ave Ste M, McHenry, IL 60050
8153440990
McHenry Bank & Trust
2205 N Richmond Rd, McHenry, IL 60051
8153446600
Home State Bank
**Temporarily Closed**, 4401 Prime Pkwy, McHenry, IL 60050
8157592000
Integrity Financial
5435 Bull Valley Rd #100, McHenry, IL 60050
8153220921
Wintrust Mortgage
2730 IL-120, McHenry, IL 60051
8153854075
Loan Mortgage USA
3720 W Prestwick St, McHenry, IL 60050
8153450546
Wintrust Mortgage
2205 N Richmond Rd, McHenry, IL 60050
8154443702
Chad Loucks - Chase Home Lending Advisor - NMLS ID 426095
4302 W Elm St, McHenry, IL 60050
8475266219
Chase Home Lending
4302 W Elm St, McHenry, IL 60050
8475266219
Mortgage refinance companies in McHenry Illinois help homeowners lower their interest rate or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local McHenry lenders understand the regional housing market and can guide you through the process.
What Does a Mortgage Refinance Company in McHenry Cost?
Typical costs for a mortgage refinance in Illinois include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,200 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs in McHenry usually range from 2,000 to 5,000 dollars. These costs vary by loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in McHenry Illinois?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal and a credit check. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in Illinois?
A typical refinance in Illinois takes 30 to 45 days from application to closing. Illinois law gives you a three-day right of rescission after signing. Delays can happen if the appraisal or title work takes longer.
Are there specific Illinois laws that affect mortgage refinancing?
Yes, Illinois has the Residential Mortgage License Act which regulates lenders. You also have the right to cancel a refinance within three business days under federal law. Illinois does not allow prepayment penalties on most residential loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.