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Find Mortgage Refinance Companies Near You in Oak Park, IL

Compare mortgage refinance companies in Oak Park. Review contact information and insurance categorys before you decide.

9 agents listed
Updated June 2026
Oak Park, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 9 mortgage refinance companies in Oak Park, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jody Gerut: Prosperity Home Mortgage
101 N Oak Park Ave, Oak Park, IL 60301
(630) 302-2700 jodygerut.com
OneMain Financial
118 N Oak Park Ave, Oak Park, IL 60301
(708) 386-6272 onemainfinancial.com
Olympus Mortgage, Inc.
1144 Lake St Suite 208, Oak Park, IL 60301
(773) 590-7336 olympusmortgageinc.com
Mortgage Resource Group Inc
6821 W North Ave Suite 201, Oak Park, IL 60302
(708) 452-5151 mrgloans.com
JuWaun Hampton - Chase Home Lending Advisor - NMLS ID 2282807
1048 Lake St, Oak Park, IL 60301
(708) 580-1078 homelendingadvisor.chase.com
Chase Home Lending
1048 Lake St, Oak Park, IL 60301
(708) 580-1078 homelendingadvisor.chase.com
Kenmore Capital Corporation
1010 Lake St Suite 200, Oak Park, IL 60301
(888) 263-1231 kenmorecapital.com
US Bank Mortgage
11 Madison St, Oak Park, IL 60302
(800) 872-2657 usbank.com
US Bank Mortgage
104 N Oak Park Ave #201, Oak Park, IL 60301
(800) 872-2657 usbank.com

Mortgage refinance companies in Oak Park Illinois help homeowners adjust loan terms or lower interest rates. Illinois law requires lenders to provide a clear Loan Estimate within three business days of application. Oak Park residents may also benefit from local property tax considerations when refinancing.

What Does a Mortgage Refinance Company in Oak Park Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs often total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Oak Park?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a government-issued ID and a property appraisal.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Illinois laws that protect me when refinancing?
Yes. Illinois has a three-day right of rescission for most refinances, allowing you to cancel without penalty. Lenders must also follow the Illinois Residential Mortgage License Act.

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