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Mortgage Refinance Companies in Waukegan, IL

Compare mortgage refinance companies in Waukegan. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Waukegan, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 5 mortgage refinance companies in Waukegan, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Diamond Residential Mortgage Corporation
2001 N Green Bay Rd, Waukegan, IL 60087
8476729662
OneMain Financial
1828 Grand Ave, Waukegan, IL 60085
8476235350
Tammy Moore at Diamond Residential Mortgage Corporation
2001 N Green Bay Rd, Waukegan, IL 60087
8476729662
Chase Home Lending
3950 Fountain Square Pl, Waukegan, IL 60085
6162140431
Mortgage, Bank of America
920 S Waukegan Rd, Waukegan, IL 60085
3124874136

A mortgage refinance company in Waukegan Illinois helps homeowners replace their current home loan with a new one. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local companies in Lake County understand the Waukegan housing market and can guide you through the process.

What Does a Mortgage Refinance Company in Waukegan Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Waukegan?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer.