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Compare Mortgage Refinance Companies in Waukegan, IL

Looking for a mortgage refinance company in Waukegan? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Waukegan, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 5 mortgage refinance companies in Waukegan, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Diamond Residential Mortgage Corporation
2001 N Green Bay Rd, Waukegan, IL 60087
(847) 672-9662 diamondresidential.com
OneMain Financial
1828 Grand Ave, Waukegan, IL 60085
(847) 623-5350 onemainfinancial.com
Tammy Moore at Diamond Residential Mortgage Corporation
2001 N Green Bay Rd, Waukegan, IL 60087
(847) 672-9662 diamondresidential.com
Chase Home Lending
3950 Fountain Square Pl, Waukegan, IL 60085
(616) 214-0431 homelendingadvisor.chase.com
Mortgage, Bank of America
920 S Waukegan Rd, Waukegan, IL 60085
(312) 487-4136 bankofamerica.com

A mortgage refinance company in Waukegan Illinois helps homeowners replace their current home loan with a new one. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local companies in Lake County understand the Waukegan housing market and can guide you through the process.

What Does a Mortgage Refinance Company in Waukegan Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Waukegan?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer.
Are there Illinois laws that affect refinancing?
Yes. Illinois has a three-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. Also, Illinois requires lenders to disclose all fees in the Loan Estimate.

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