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Find Mortgage Refinance Companies Near You in Franklin, IN
Directory of mortgage refinance companies in Franklin, Indiana. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Franklin, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 6 mortgage refinance companies in Franklin, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Approved Mortgage Corporation
201 E Jefferson St Suite 203, Franklin, IN 46131
3178822255
Fairway Independent Mortgage Corporation
40 W Court St Suite A, Franklin, IN 46131
3174946993
Chase Home Lending
1600 N Morton St, Franklin, IN 46131
3172107296
PNC Mortgage
1500 N Morton St, Franklin, IN 46131
3177383000
Angie M Dewitt | Fairway Independent Mortgage Corporation Loan Officer
40 W Court St Suite A, Franklin, IN 46131
3177963055
Fairway Independent Mortgage Corporation : Keith Collins
40 W Court St Suite A, Franklin, IN 46131
3175881250
Mortgage refinance companies in Franklin Indiana help homeowners lower their interest rates or change loan terms. Indiana law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the Johnson County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Franklin Cost?
Typical costs for a mortgage refinance in Indiana include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Franklin Indiana?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Indiana lenders also require a property appraisal. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in Indiana?
A typical refinance in Indiana takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.
Are there Indiana specific rules for mortgage refinancing?
Yes. Indiana law requires lenders to be licensed through the Indiana Department of Financial Institutions. Also, Indiana has a 60 day right to rescind for certain refinances if you are in the military. Always check your loan documents carefully.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.