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Find Mortgage Refinance Companies Near You in Houma, LA

Browse mortgage refinance companies serving Houma, Louisiana. Contact information and addresses listed below.

18 agents listed
Updated June 2026
Houma, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Louisiana before hiring.
Showing 18 mortgage refinance companies in Houma, LA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
814 Grand Caillou Rd Ste 16, Houma, LA 70363
(985) 872-3272 towerloan.com
Assurance Financial - Houma
1227 St Charles St Ste. B, Houma, LA 70360
(985) 868-7554 assurancemortgage.com
Bon Terre Credit
303 Bayou Gardens Blvd, Houma, LA 70364
(985) 580-0023 bonterrecredit.com
Heights Finance
279 Enterprise Dr Suite 107, Houma, LA 70360
(985) 873-5400 heightsfinance.com
Allegiance Home Lending
1612 Polk St, Houma, LA 70360
(985) 868-5950 lendingallegiance.com
OneMain Financial
5801 W Park Ave #104, Houma, LA 70364
(985) 876-7986 onemainfinancial.com
Courtney Arceneaux - Mortgage Lender
1227 St Charles St suite b, Houma, LA 70360
(985) 860-3371 assurancemortgage.com
Annette Collins, Mortgage Loan Originator - Hancock Whitney Bank
7910 W Main St, Houma, LA 70360
(985) 381-8873 locations.hancockwhitney.com
Mike Domangue, Mortgage Loan Originator - Hancock Whitney Bank
7910 W Main St, Houma, LA 70360
(985) 688-0155 locations.hancockwhitney.com
Houma Mortgage & Loan Inc
812 Barrow St, Houma, LA 70360
(985) 876-4934
Southwest Funding
188 Enterprise Dr, Houma, LA 70360
(985) 262-1750 southwestfunding.com
La Maison Mortgage Corporation
521 Goode St, Houma, LA 70360
(985) 857-8524 lamaisonmtg.com
Renee Dupre Morgage Loan Officer
521 Goode St, Houma, LA 70360
(504) 330-6448 louisianamortgageloanofficer.com
First Choice Mortgage
6468 W Park Ave, Houma, LA 70364
(985) 873-7772
Southern Mortgage Lending Inc
6652 W Park Ave, Houma, LA 70364
(985) 876-4100 smlinc.net
Bobbi D. Landry, Sr. Mortgage Advisor
1612 Polk St, Houma, LA 70360
(985) 790-2672 facebook.com
Commercial Real Estate Mortgage Loans Houma LA
208 Marleen St B - 2, Houma, LA 70364
(225) 267-5575 happyinvestmentsinc.com
Chase Home Lending
1402 St Charles St, Houma, LA 70360
(985) 746-6099 homelendingadvisor.chase.com

Mortgage refinance companies in Houma, Louisiana help homeowners lower their interest rates or change loan terms. Louisiana law requires lenders to provide a clear disclosure of fees and terms within three business days of application. Local Houma companies understand the unique property market in Terrebonne Parish and can guide you through the process.

What Does a Mortgage Refinance Company in Houma Cost?

Typical costs for a mortgage refinance in Louisiana include an appraisal fee of 400 to 600 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs generally range from 2,000 to 5,000 dollars, but this can vary based on loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Houma?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Louisiana law also requires a property survey or title search to confirm ownership.
How long does a mortgage refinance take in Louisiana?
A standard refinance in Louisiana usually takes 30 to 45 days from application to closing. Delays can occur if the property needs a new appraisal or if title issues arise.
Are there Louisiana-specific rules about refinancing?
Yes, Louisiana is a community property state, so both spouses may need to sign the refinance documents. Also, Louisiana law limits prepayment penalties on most residential mortgages.

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