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Looking for a mortgage refinance company in Houma? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Houma, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 18 mortgage refinance companies in Houma, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
814 Grand Caillou Rd Ste 16, Houma, LA 70363
9858723272
Assurance Financial - Houma
1227 St Charles St Ste. B, Houma, LA 70360
9858687554
Bon Terre Credit
303 Bayou Gardens Blvd, Houma, LA 70364
9855800023
Heights Finance
279 Enterprise Dr Suite 107, Houma, LA 70360
9858735400
Allegiance Home Lending
1612 Polk St, Houma, LA 70360
9858685950
OneMain Financial
5801 W Park Ave #104, Houma, LA 70364
9858767986
Courtney Arceneaux - Mortgage Lender
1227 St Charles St suite b, Houma, LA 70360
9858603371
Annette Collins, Mortgage Loan Originator - Hancock Whitney Bank
7910 W Main St, Houma, LA 70360
9853818873
Mike Domangue, Mortgage Loan Originator - Hancock Whitney Bank
7910 W Main St, Houma, LA 70360
9856880155
Houma Mortgage & Loan Inc
812 Barrow St, Houma, LA 70360
9858764934
Southwest Funding
188 Enterprise Dr, Houma, LA 70360
9852621750
La Maison Mortgage Corporation
521 Goode St, Houma, LA 70360
9858578524
Renee Dupre Morgage Loan Officer
521 Goode St, Houma, LA 70360
5043306448
First Choice Mortgage
6468 W Park Ave, Houma, LA 70364
9858737772
Southern Mortgage Lending Inc
6652 W Park Ave, Houma, LA 70364
9858764100
Bobbi D. Landry, Sr. Mortgage Advisor
1612 Polk St, Houma, LA 70360
9857902672
Commercial Real Estate Mortgage Loans Houma LA
208 Marleen St B - 2, Houma, LA 70364
2252675575
Chase Home Lending
1402 St Charles St, Houma, LA 70360
9857466099
Mortgage refinance companies in Houma, Louisiana help homeowners lower their interest rates or change loan terms. Louisiana law requires lenders to provide a clear disclosure of fees and terms within three business days of application. Local Houma companies understand the unique property market in Terrebonne Parish and can guide you through the process.
What Does a Mortgage Refinance Company in Houma Cost?
Typical costs for a mortgage refinance in Louisiana include an appraisal fee of 400 to 600 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs generally range from 2,000 to 5,000 dollars, but this can vary based on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Houma?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Louisiana law also requires a property survey or title search to confirm ownership.
How long does a mortgage refinance take in Louisiana?
A standard refinance in Louisiana usually takes 30 to 45 days from application to closing. Delays can occur if the property needs a new appraisal or if title issues arise.
Are there Louisiana-specific rules about refinancing?
Yes, Louisiana is a community property state, so both spouses may need to sign the refinance documents. Also, Louisiana law limits prepayment penalties on most residential mortgages.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Louisiana.