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Looking for a mortgage refinance company in Lake Charles? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Lake Charles, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 15 mortgage refinance companies in Lake Charles, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pemberton Mortgage Group - Powered by Choice Mortgage Group
1918 Southwood Dr, Lake Charles, LA 70605
3375134618
The Cody Heard Mortgage Team at Premier Nationwide Lending
4216 Lake St, Lake Charles, LA 70605
3373040400
Bayou Mortgage | Lake Charles
113 Williamsburg St, Lake Charles, LA 70605
3374762623
Premier Nationwide Lending
4216 Lake St, Lake Charles, LA 70605
3374783260
GMFS Mortgage - Lake Charles
3830 Nelson Rd Suite 300 Suite 300, Lake Charles, LA 70605
3372462414
Louisiana Mortgage Associates
2915 Ryan St, Lake Charles, LA 70601
3373104663
Louisiana Mortgage Associates
2915 Ryan St, Lake Charles, LA 70601
3373104663
DSLD Mortgage
206 W 11th St, Lake Charles, LA 70601
3374436419
Alana Mears, Mortgage Loan Officer - First Horizon Bank
4440 Nelson Rd, Lake Charles, LA 70605
3373127663
The Mortgage Firm - Lake Charles Team
3600 Common St STE 100, Lake Charles, LA 70607
3374775626
Lake Charles Finance & Mortgage
313 Alamo St, Lake Charles, LA 70601
3373102274
John Anderson - Premier Nationwide Lending
4216 Lake St, Lake Charles, LA 70605
3372444344
Chris Erbelding Mortgages Made Easy
4216 Lake St, Lake Charles, LA 70605
3373093044
Foley Lending
313 Alamo St suite a, Lake Charles, LA 70601
3375643786
Jessica McBride CMA
1400 Market St #1b, Lake Charles, LA 70601
3375263913
Mortgage refinance companies in Lake Charles Louisiana help homeowners lower their interest rate or change loan terms. Louisiana law requires lenders to provide a Good Faith Estimate within three business days of application. Local lenders understand the unique property market in Calcasieu Parish and can guide you through the process.
What Does a Mortgage Refinance Company in Lake Charles Cost?
Typical costs for a mortgage refinance in Louisiana include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance which can cost 500 to 1,500 dollars. Closing costs often total 2 to 5 percent of the loan amount. These costs vary by lender loan type and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lake Charles?
You typically need pay stubs tax returns bank statements and a recent mortgage statement. Louisiana lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Louisiana?
A standard refinance in Louisiana usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer than expected.
Are there Louisiana specific laws that affect refinancing?
Yes Louisiana is a community property state which means both spouses may need to sign refinance documents. Also Louisiana has a 12 year prescriptive period for mortgage notes which can affect loan terms.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Louisiana.