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Find Mortgage Refinance Companies Near You in Ponchatoula, LA

Compare mortgage refinance companies in Ponchatoula. Review contact information and insurance categorys before you decide.

5 agents listed
Updated June 2026
Ponchatoula, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Louisiana before hiring.
Showing 5 mortgage refinance companies in Ponchatoula, LA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CTH Mortgage
18300 S I-12 Service Rd suite 100, Ponchatoula, LA 70454
(985) 277-1268 cthmortgage.com
Century Financial Services and Notary of Ponchatoula, LLC
201 W Pine St, Ponchatoula, LA 70454
(985) 386-8777 centuryfinancialloans.com
Advantage Financial Services - Ponchatoula
175 W Hickory St, Ponchatoula, LA 70454
(985) 386-3543
Magee Financial – Ponchatoula
590 W Pine St, Ponchatoula, LA 70454
(985) 386-6601 mageefinancial.com
Gateway Financial Services, LLC
1114 NE US Hwy 51, Ponchatoula, LA 70454
(985) 386-3049 gatewayfinancialservicesllc.com

Mortgage refinance companies in Ponchatoula Louisiana help homeowners lower their interest rates or change loan terms. Louisiana law requires refinance lenders to provide a Good Faith Estimate within three business days of application. Local companies understand Tangipahoa Parish property values and can guide you through the process.

What Does a Mortgage Refinance Company in Ponchatoula Cost?

Typical costs for a mortgage refinance in Louisiana include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs around $1,000 to $2,000. Louisiana also imposes a documentary stamp tax of 0.3% on the new loan principal. These costs vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Ponchatoula?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Louisiana law also requires a signed disclosure of any prepayment penalties on your current loan.
How long does a mortgage refinance take in Louisiana?
A standard refinance in Louisiana usually takes 30 to 45 days from application to closing. The state requires a three-day right of rescission after signing, which adds to the timeline.

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