Find Mortgage Refinance Companies in Shreveport, LA
Directory of mortgage refinance companies in Shreveport, Louisiana. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Louisiana before hiring.
Showing 18 mortgage refinance companies in Shreveport, LA
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A mortgage refinance company in Shreveport Louisiana helps homeowners replace their existing home loan with a new one. This can lower your interest rate reduce monthly payments or change your loan term. Louisiana law requires lenders to provide a Loan Estimate within three business days of application and you have a three day right of rescission for most refinances.
What Does a Mortgage Refinance Company in Shreveport Cost?
Typical costs for a mortgage refinance in Shreveport include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. Louisiana also charges a state documentary stamp tax of 0.30 dollars per 100 dollars of the loan amount. These costs vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Shreveport?
You typically need recent pay stubs tax returns bank statements and a photo ID. Lenders also require proof of homeowners insurance and a property appraisal. Louisiana law does not add extra document requirements beyond federal standards.
How long does a mortgage refinance take in Louisiana?
A standard refinance in Shreveport usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Louisiana law does not set a specific time limit for the process.
Are there Louisiana specific rules for refinancing a home?
Yes Louisiana is a community property state which means both spouses may need to sign refinance documents even if only one is on the title. Also Louisiana has a homestead exemption that protects up to 35000 dollars of home equity from creditors but this does not affect refinance eligibility.