Skip to main content

Compare Mortgage Refinance Companies in La Plata, MD

Directory of mortgage refinance companies in La Plata, Maryland. Verify credentials with the state state mortgage licensing authority before hiring.

7 agents listed
Updated June 2026
La Plata, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 7 mortgage refinance companies in La Plata, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
226 Rosewick Rd, La Plata, MD 20646
(301) 392-5245 onemainfinancial.com
Embrace Home Loans - La Plata, MD
107 Centennial St Ste 100C, La Plata, MD 20646
(443) 769-1075 embracehomeloans.com
Fairway Independent Mortgage Corporation - La Plata, MD
9375 Chesapeake St Suite 203, La Plata, MD 20646
(240) 682-1050 buywithfairway.com
Erin Johnson, Branch Sales Manager First Home Mortgage
102 Centennial St Suite 101, La Plata, MD 20646
(301) 818-0648 erindoesloans.com
CMG Home Loans
115 La Grange Ave, La Plata, MD 20646
(301) 843-5646 cmghomeloans.com
First Home Mortgage - La Plata
102 Centennial St Suite 101, La Plata, MD 20646
(240) 349-2407 firsthome.com
PNC Mortgage
6315 Crain Hwy, La Plata, MD 20646
(301) 392-5401 pnc.com

Mortgage refinance companies in La Plata, Maryland help homeowners lower their interest rate, change loan terms, or access home equity. Maryland law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Charles County property values and can guide you through the process.

What Does a Mortgage Refinance Company in La Plata Cost?

Typical costs for a mortgage refinance in La Plata, Maryland include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1.5 percent of the loan amount, and title insurance costing 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a home in La Plata Maryland?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maryland lenders also require a property appraisal and a copy of your current mortgage statement.
How long does a mortgage refinance take in Maryland?
A standard refinance in Maryland usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work takes longer than expected.
Are there Maryland specific laws that affect refinancing?
Yes. Maryland law requires a three business day right of rescission for most refinances. This means you can cancel the loan for any reason within that period. Also, Maryland has a 0.25 percent state recordation tax on the new loan amount.

Mortgage Refinance Companies in Other Maryland Cities