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Find Mortgage Refinance Companies Near You in Silver Spring, MD

Directory of mortgage refinance companies in Silver Spring, Maryland. Verify credentials with the state mortgage licensing authority before hiring.

10 agents listed
Updated May 2026
Silver Spring, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 10 mortgage refinance companies in Silver Spring, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1RATE Mortgage
12123 Heritage Park Cir, Silver Spring, MD 20906
2402921490
Kerins Associates Inc.
13821 Mills Ave, Silver Spring, MD 20904
3012364556
Chris Jordan Mortgage Team of Main Street Home Loans
12510 Prosperity Dr #185, Silver Spring, MD 20904
2406705090
ALCOVA Mortgage
12127 Heritage Park Cir, Silver Spring, MD 20902
2402924114
Sharee Awwal - Main Street Home Loans
12510 Prosperity Dr #185, Silver Spring, MD 20904
2404362956
Edward Perez at Prosperity Home Mortgage - Silver Spring
12520 Prosperity Dr #105, Silver Spring, MD 20904
8772751762
Mortgage Link Services, LLC
1700 Elton Rd Suite 202, Silver Spring, MD 20903
3015000134
Main Street Home Loans, Travis Vollmerhausen NMLS #463504
12510 Prosperity Dr #185, Silver Spring, MD 20904
3015373152
Loan For Any Purpose
626 Sligo Ave #15, Silver Spring, MD 20910
2405121833
Mortgage America Group, LLC
10230 New Hampshire Ave #100, Silver Spring, MD 20903
3019201040

Mortgage refinance companies in Silver Spring Maryland help homeowners lower their interest rate or change loan terms. Maryland law requires lenders to provide a loan estimate within three business days of application. Local companies understand the Silver Spring real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Silver Spring Cost?

Typical costs for a mortgage refinance in Maryland include an origination fee of 0.5% to 1.5% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs usually total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Silver Spring?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maryland lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Maryland?
A standard refinance in Maryland takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.