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Mortgage Refinance Companies in Waldorf, MD

Looking for a mortgage refinance company in Waldorf? Review the directory below to compare your options.

8 agents listed
Updated June 2026
Waldorf, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 8 mortgage refinance companies in Waldorf, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Waterstone Mortgage
2587 Crain Hwy, Waldorf, MD 20601
(301) 893-1200 waterstonemortgage.com
Colonial Mortgage Group
3261 Old Washington Rd STE 1011, Waldorf, MD 20602
(301) 932-4610 colonialmtg.com
Tim Murphy - AnnieMac Home Mortgage
3720 Leonardtown Rd suite 105, Waldorf, MD 20601
(855) 613-3995 waldorf.annie-mac.com
Kelli H. Williams- Geneva Financial
173 St Patricks Dr #104, Waldorf, MD 20603
(240) 604-9262 genevafi.com
G1 Investment, LLC
3261 Old Washington Rd Suite 2020, Waldorf, MD 20602
(443) 944-6103 g1investment.com
AJ Nunnally - New American Funding,Inc
3825 Leonardtown Rd Suite 3, Waldorf, MD 20601
(301) 399-1606 newamericanfunding.com
New American Funding
3825 Leonardtown Rd Suite 3, Waldorf, MD 20601
(240) 209-9774 newamericanfunding.com
Craig Gough
3050 Crain Hwy #300, Waldorf, MD 20601
(301) 399-5630 baycapitalmortgage.com

Mortgage refinance companies in Waldorf Maryland help homeowners lower their interest rates or change loan terms. Maryland law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Charles County property values and can guide you through the process.

What Does a Mortgage Refinance Company in Waldorf Cost?

Typical costs for a mortgage refinance in Maryland include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 600 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Waldorf?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maryland lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Maryland?
A standard refinance in Maryland usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the appraisal takes longer.
Are there Maryland laws that protect me when refinancing?
Yes, Maryland law requires lenders to disclose all fees and terms in the Loan Estimate and Closing Disclosure. You also have a three day right of rescission after signing to cancel the loan without penalty.

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