Find Mortgage Refinance Companies Near You in Dedham, MA
Looking for a mortgage refinance company in Dedham? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 6 mortgage refinance companies in Dedham, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A mortgage refinance company in Dedham Massachusetts helps homeowners replace their existing home loan with a new one. Massachusetts law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local Dedham companies understand Norfolk County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Dedham Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1.0 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Dedham?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law mandates a three day rescission period after signing, giving you time to cancel the loan if you change your mind.
Are there Massachusetts specific fees for refinancing?
Yes, you may pay a state documentary stamp tax of about 0.23 percent of the loan amount. Recording fees and title search costs also apply and vary by county.