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Showing 4 mortgage refinance companies in Fairhaven, MA
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What Does a Mortgage Refinance Company in Fairhaven Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees of $200 to $500. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Fairhaven?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there special Massachusetts laws for mortgage refinancing?
Yes, Massachusetts has a right of rescission period of three business days after closing for most refinances. This gives you time to cancel the loan without penalty. Also, prepayment penalties are limited under state law.