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Showing 3 mortgage refinance companies in Ipswich, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Ashley Borden
118 County Rd Office 121, Ipswich, MA 01938
(978) 758-9227
branches.guildmortgage.com
Guild Mortgage Company
118 County Rd Office 121, Ipswich, MA 01938
(978) 440-5250
branches.guildmortgage.com
Kim Wrobel - Mortgage Loan Officer
Russell Plaza, 23 Market St, Ipswich, MA 01938
(617) 803-9119
td.com
What Does a Mortgage Refinance Company in Ipswich Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title search and insurance fees of 800 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Ipswich Massachusetts?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Massachusetts-specific rules for refinancing a mortgage?
Yes, Massachusetts has a three-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. The state also limits prepayment penalties on certain loans.