Compare Mortgage Refinance Companies in Waltham, MA
Browse mortgage refinance companies serving Waltham, Massachusetts. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 18 mortgage refinance companies in Waltham, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Waltham Massachusetts help homeowners lower their interest rates or change loan terms. Massachusetts law requires lenders to provide a Truth in Lending disclosure within three business days of application. Working with a local company can simplify the process and ensure compliance with state regulations.
What Does a Mortgage Refinance Company in Waltham Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These figures are estimates and actual costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Waltham?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Massachusetts?
A typical refinance in Massachusetts takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there specific Massachusetts laws for refinancing?
Yes. Massachusetts has a three day right of rescission period after closing for most refinances. Lenders must also follow state usury laws that cap interest rates on certain loans.