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Mortgage Refinance Companies in Worcester, MA

Directory of mortgage refinance companies in Worcester, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.

19 agents listed
Updated May 2026
Worcester, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 19 mortgage refinance companies in Worcester, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envoy Mortgage - Worcester, MA
25 Harvard St 2nd Floor, Worcester, MA 01609
5086355422
Guild Mortgage - Trevor McFarland
324 Grove St 1st Floor, Worcester, MA 01605
6038010640
Guild Mortgage - Chad Rankin - Home Loan Expert
324 Grove St 1st 1st Floor, Worcester, MA 01605
5084177740
Loans With Larry
50 Elm St, Worcester, MA 01609
7742499309
Team Hunton - MBA Mortgage
50 Elm St, Worcester, MA 01609
9785753053
Sebastian Bilentschuk NMLS#1213787
50 Elm St, Worcester, MA 01609
7742663596
Emily DeGray at CrossCountry Mortgage
446 Main St Suite 1902-B, Worcester, MA 01608
4138964941
Tristan Bedinger - MBA Mortgage Co, NMLS#1505510
50 Elm St #8, Worcester, MA 01609
9782276426
Intuitive Mortgage - Jason Bibeau, Mortgage Broker
1 Kelley Sq Suite 207, Worcester, MA 01610
5083414784
Carrie Sanchez, Total Mortgage, Worcester MA
100 Front St Suite 400-130, Worcester, MA 01608
7746411882
Primary Residential Mortgage, Inc.
711 Pleasant St, Worcester, MA 01602
5087920360
Jose Brador Jr at Novus Home Mortgage (NMLS #2284429)
8 Norwich St, Worcester, MA 01608
9413248058
Intuitive Mortgage Company
1 Kelley Sq Suite 207, Worcester, MA 01610
5083414784
New American Funding - Worcester, MA
169 Shrewsbury St Suite A, Worcester, MA 01604
5087559881
David Samara
1393 Grafton St, Worcester, MA 01604
5083808385
Elite Financial Group Inc
425 Sunderland Rd, Worcester, MA 01604
5087988117
Guild Mortgage Company
324 Grove St 1st Floor, Worcester, MA 01605
5085356097
loanDepot
898 Grafton St, Worcester, MA 01604
5087358767
Seacoast Mortgage Corporation: Julio C. Roque
617 Mill St #2a, Worcester, MA 01602
5083046800

What Does a Mortgage Refinance Company in Worcester Cost?

Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the loan amount. Note that all costs vary by lender and loan type. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Worcester?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. Massachusetts lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Massachusetts specific rules for refinancing?
Yes, Massachusetts law requires a three day rescission period after closing for most refinances. This means you can cancel the loan without penalty within three business days of signing.