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Mortgage Refinance Companies in Arden Hills, MN

Directory of mortgage refinance companies in Arden Hills, Minnesota. Verify credentials with the state state mortgage licensing authority before hiring.

5 agents listed
Updated June 2026
Arden Hills, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 5 mortgage refinance companies in Arden Hills, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Your Loan Partner Derek Lodermeier
1200 County Rd E #200, Arden Hills, MN 55112
(651) 209-2907 lakeareamortgage.com
Lake Area Mortgage - A Division of Royal Credit Union
1200 County Rd E #200, Arden Hills, MN 55112
(651) 209-2900 lakeareamortgage.com
Mark Svihel, Lake Area Mortgage
1200 County Rd E Suite 200, Arden Hills, MN 55112
(612) 209-7922 lakeareamortgage.com
Ryan Colbert - Senior Mortgage Banker - NMLS #284290 - Lake Area Mortgage
1200 County Rd E Suite 200, Arden Hills, MN 55112
(651) 329-5835 lakeareamortgage.com
Nick Fairbanks at Guaranteed Rate Affinity (NMLS #30890)
3900 Northwoods Dr Suite100, Arden Hills, MN 55112
(651) 486-5640 grarate.com

Mortgage refinance companies in Arden Hills, Minnesota help homeowners lower their interest rates or change loan terms. Minnesota law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Ramsey County property market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Arden Hills Cost?

Typical costs for a mortgage refinance in Minnesota range from 2% to 5% of the loan amount. This includes an appraisal fee of 400 to 600 dollars, origination fees of 1% to 2%, and title insurance costs of 500 to 1,500 dollars. Closing costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Arden Hills?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders may also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or under review process takes longer.
Are there Minnesota laws that affect mortgage refinancing?
Yes, Minnesota has a three-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. Also, lenders must follow state licensing rules under Minnesota Statutes Chapter 58.

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