Compare Mortgage Refinance Companies in Alliance, OH
Browse mortgage refinance companies serving Alliance, Ohio. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Ohio before hiring.
Showing 6 mortgage refinance companies in Alliance, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Alliance, Ohio help homeowners lower their interest rates, reduce monthly payments, or change loan terms. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Stark County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Alliance Cost?
Typical costs for refinancing a mortgage in Ohio include an appraisal fee of $400 to $600, origination fees of 0.5% to 1% of the loan amount, and title insurance which can cost $500 to $1,000. Closing costs generally total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Alliance Ohio?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Ohio specific laws for mortgage refinancing?
Yes, Ohio Revised Code Section 1321.52 requires lenders to be licensed and follow disclosure rules. Ohio also has a three day right of rescission for refinances on your primary residence.