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Compare Mortgage Refinance Companies in Berea, OH

Browse mortgage refinance companies serving Berea, Ohio. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Berea, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 3 mortgage refinance companies in Berea, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CrossCountry Mortgage Campus of the Cleveland Browns
76 Lou Groza Blvd, Berea, OH 44017
4408915000
Chase Mortgage
421 W Bagley Rd, Berea, OH 44017
4402432200
PNC Mortgage
343 W Bagley Rd, Berea, OH 44017
4408264515

Mortgage refinance companies in Berea, Ohio help homeowners lower their rate or change loan terms. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Cuyahoga County property values and can guide you through the process.

What Does a Mortgage Refinance Company in Berea Cost?

Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Berea?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders may also ask for a recent property tax statement from Cuyahoga County.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title work is needed.
Are there Ohio laws that affect mortgage refinance costs?
Yes, Ohio requires lenders to disclose all fees clearly on the Loan Estimate. Ohio also limits prepayment penalties on most residential mortgages.