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Find Mortgage Refinance Companies Near You in Enid, OK

Compare mortgage refinance companies in Enid. Review contact information and insurance categorys before you decide.

18 agents listed
Updated June 2026
Enid, OK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Oklahoma before hiring.
Showing 18 mortgage refinance companies in Enid, OK Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
2312 W Owen K Garriott Rd Suite C, Enid, OK 73703
(580) 242-0014 loansbyworld.com
Empire Finance of Enid
1302 N Grand Ave, Enid, OK 73701
(580) 234-5104 loansanywhere.net
Western-Shamrock Finance
2323 W Willow Rd, Enid, OK 73703
(580) 233-1130 westernshamrock.com
Security Finance
111 S Grand Ave, Enid, OK 73701
(580) 237-7528 securityfinance.com
Red River Credit Corporation
2320 W Owen K Garriott Rd, Enid, OK 73703
(580) 237-7885 redrivercredit.com
Mandy Bergdall - Gateway Mortgage
1006 W Cherry Ave, Enid, OK 73703
(580) 297-8223 gatewayfirst.com
Diamond Finance Loans Enid
1919 W Owen K Garriott Rd, Enid, OK 73703
(580) 237-8585 bell-finance.com
Advance Loan Enid
107 E Broadway Ave, Enid, OK 73701
(580) 233-3712 bell-finance.com
Express Loan Co
510 W Broadway Ave, Enid, OK 73701
(580) 242-8300 helpfulcash.com
Signature Loan
506 W Broadway Ave, Enid, OK 73701
(580) 242-0600 helpfulcash.com
Bell Finance Loans Enid
1913 W Owen K Garriott Rd, Enid, OK 73701
(580) 237-6521 bell-finance.com
Financial Concepts Mortgage
132 W Randolph Ave, Enid, OK 73701
(580) 540-4271 fcmortgageloans.com
Gateway Mortgage
1006 W Cherry Ave, Enid, OK 73703
(580) 297-8235 gatewayfirst.com
Kimber Goodspeed - Gateway Mortgage
1006 W Cherry Ave, Enid, OK 73703
(580) 359-0171 gatewayfirst.com
Bank of Oklahoma Mortgage Enid
2308 N Van Buren St, Enid, OK 73703
(580) 548-8501 bankofoklahoma.com
Hard Money Lenders Enid OK
302 N Independence St, Enid, OK 73701
(580) 324-3375
Oklahoma AgCredit
805 Chisholm Trail, Enid, OK 73701
(580) 237-2535 okagcredit.com
Small Business Lender Enid, OK
323 W Cherokee Ave, Enid, OK 73701
(580) 364-7370

Mortgage refinance companies in Enid Oklahoma help homeowners lower their interest rates or change loan terms. Oklahoma law requires lenders to provide a Loan Estimate within three business days of application. Local Enid lenders understand the regional housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Enid Cost?

Typical costs for refinancing a mortgage in Enid Oklahoma include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 800 dollars. Third party fees like credit report and flood certification add 50 to 150 dollars. Oklahoma recording fees are about 0.10 percent of the loan amount. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Enid Oklahoma?
The refinance process in Oklahoma usually takes 30 to 45 days from application to closing. Oklahoma law gives borrowers a three day right of rescission after signing. Delays can occur if an appraisal or title work takes longer.
Do I need a home appraisal to refinance in Oklahoma?
Most Oklahoma lenders require a new appraisal for a rate and term refinance. Some streamline programs may waive the appraisal. The cost of an appraisal in Enid typically ranges from 400 to 600 dollars.

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