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Compare Mortgage Refinance Companies in Chambersburg, PA

Compare mortgage refinance companies in Chambersburg. Review contact information and insurance categorys before you decide.

15 agents listed
Updated June 2026
Chambersburg, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 15 mortgage refinance companies in Chambersburg, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
981 Wayne Ave Suite 42, Chambersburg, PA 17201
(717) 496-4269 locations.marinerfinance.com
American Pacific Mortgage (NMLS #2692917)
946 Lincoln Way E Suites 5, 6 & 7, Chambersburg, PA 17201
(717) 359-6008 apmortgage.com
Sheena Jones
177 Lincoln Way E, Chambersburg, PA 17201
(717) 816-7824 directmortgageloans.com
Courtney Anderson Loan Officer with HomeSale Mortgage
730 Norland Ave, Chambersburg, PA 17201
(717) 360-0744 homesalemortgage.com
Michelle Rebok at CrossCountry Mortgage
1130 Kennebec Dr, Chambersburg, PA 17201
(717) 398-3781 crosscountrymortgage.com
Bill McHugh- Integrity Home Mortgage
77 N 3rd St suite 202, Chambersburg, PA 17201
(301) 514-9074 billmchughhomeloans.com
OneMain Financial
1752 Lincoln Way E #7, Chambersburg, PA 17202
(717) 264-3232 onemainfinancial.com
Gary Neus at CrossCountry Mortgage
1130 Kennebec Dr, Chambersburg, PA 17201
(717) 494-4392 ccm.com
Integrity Home Mortgage Corporation
77N N 3rd St Ste 202, Chambersburg, PA 17201
(717) 264-3100 ihmcloans.com
Niki Sheppard
177 Lincoln Way E, Chambersburg, PA 17201
(717) 262-8363 directmortgageloans.com
Homespire Mortgage
442 Stouffer Ave, Chambersburg, PA 17201
(717) 282-9109 homespiremortgage.com
Michelle Rebok Team CrossCountry Mortgage
1130 Kennebec Dr, Chambersburg, PA 17201
(717) 398-3781 crosscountrymortgage.com
Jorge Menchu at CrossCountry Mortgage
1130 Kennebec Dr, Chambersburg, PA 17201
(717) 666-0038 ccm.com
Fulton Mortgage Company - Chambersburg
409 Phoenix Dr, Chambersburg, PA 17201
(717) 658-7103 fultonbank.com
Judy Ascot - M&T Bank
860 Norland Ave, Chambersburg, PA 17201
(717) 709-4111 www3.mtb.com

Mortgage refinance companies in Chambersburg Pennsylvania help homeowners lower their interest rates or change loan terms. Pennsylvania law requires lenders to provide clear loan estimates and follow state usury limits. Local companies understand the Franklin County real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Chambersburg Cost?

Typical costs for a mortgage refinance in Pennsylvania include an application fee of 300 to 500 dollars an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1 500 dollars. Closing costs usually range from 2 to 5 percent of the loan amount. Pennsylvania also charges a 1 percent state transfer tax on the new mortgage. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Chambersburg?
You typically need pay stubs tax returns bank statements and a photo ID. Pennsylvania lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there Pennsylvania laws that affect refinance costs?
Yes Pennsylvania charges a state transfer tax of 1 percent on the mortgage amount. Some counties also add a local transfer tax. You must also pay for title insurance and recording fees.

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