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Find Mortgage Refinance Companies in Lititz, PA

Looking for a mortgage refinance company in Lititz? Review the directory below to compare your options.

2 agents listed
Updated June 2026
Lititz, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 2 mortgage refinance companies in Lititz, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Network
736 Goose Neck Dr, Lititz, PA 17543
(717) 569-3794
PNC Mortgage
1 Trolley Run Rd, Lititz, PA 17543
(717) 626-9720 pnc.com

Mortgage refinance companies in Lititz, Pennsylvania help homeowners lower their interest rate or change loan terms. Pennsylvania law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. Local refinance services can guide you through the process and explain state-specific rules like the Pennsylvania Mortgage Satisfaction Act.

What Does a Mortgage Refinance Company in Lititz Cost?

Typical costs for a mortgage refinance in Pennsylvania include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search fees of $200 to $400. Closing costs usually range from 2% to 5% of the loan amount. Pennsylvania also imposes a 1% state transfer tax on refinance transactions. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Lititz?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Pennsylvania laws that affect refinance costs?
Yes. Pennsylvania charges a state transfer tax of 1% on the loan amount for refinances, plus local transfer taxes in some counties. Lenders must also follow the Pennsylvania Mortgage Licensing Act for fee disclosures.

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