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Find Mortgage Refinance Companies in Philadelphia, PA

Directory of mortgage refinance companies in Philadelphia, Pennsylvania. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Philadelphia, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 20 mortgage refinance companies in Philadelphia, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Andrew Eckstut, Mortgage Lender NMLS #218196
1214 N Front St, Philadelphia, PA 19122
(215) 435-5706 andreweckstutmortgage.com
Absolute Home Mortgage Corporation
930 S 11th St, Philadelphia, PA 19147
(267) 319-1923 jfelderman.ahmcloans.com
Innovative Mortgage Brokers
9351 Banes St B, Philadelphia, PA 19115
(215) 309-1757 innovativemtgbrokers.com
Go Magnum Loans
2400 Market St Suite 269, Philadelphia, PA 19103
(215) 600-3636 gomagnumloans.com
Kyle Kelly at Citywide (NMLS #1065549)
100 Chestnut St, Philadelphia, PA 19106
(215) 278-8194 citywidehm.com
BHS Mortgages Residential & Commercial
2780 W Country Club Rd, Philadelphia, PA 19131
(267) 928-7319 bhsmortgages.com
Sean Logue at CrossCountry Mortgage
1429 Walnut St 2nd Floor, Suite 200, Philadelphia, PA 19102
(610) 601-8558 ccm.com
Laura Corley - Prosperity Home Mortgage
421 N 7th St, Philadelphia, PA 19123
(610) 731-4415 phmloans.com
Direct Mortgage Loan Company
7112 Germantown Ave, Philadelphia, PA 19119
(215) 844-1200 dmlc-lending.com
NFM Lending - Philadelphia, PA - Branch 239
325-41 Chestnut St Unit 800, Philadelphia, PA 19106
(484) 798-9084 nfmlending.com
Adam Kracht at CrossCountry Mortgage | NMLS# 1218552
1216 N Front St, Philadelphia, PA 19122
(267) 644-7205 ccm.com
Greg Roth at CrossCountry Mortgage
1216 N Front St, Philadelphia, PA 19122
(877) 773-1226 ccm.com
Paramount Mortgage Resources, Inc.
1032 Arch St 2nd FL, Philadelphia, PA 19107
(215) 592-6442 pmri.net
Foxtrot Mortgage - Philadelphia Branch
2220 Fairmount Ave 3rd Floor, Philadelphia, PA 19130
(610) 715-8679 foxtrotmortgage.my1003app.com
Mark Canale at CrossCountry Mortgage
1916-18 Passyunk Ave, Philadelphia, PA 19148
(484) 221-0168 wemortgagedifferent.com
Movement Mortgage - Mark Wilkins
1542 Packer Ave, Philadelphia, PA 19145
(215) 378-9272 movement.com
Ryan Dolan Citywide Home Mortgage
100 Chestnut St, Philadelphia, PA 19106
(215) 432-5957 citywidehm.com
William Miller at CrossCountry Mortgage
448 N 10th St Suite 600, Philadelphia, PA 19123
(610) 660-9700 themillerteammortgage.com
Home | Front Mortgage - Chestnut Hill
7139-41 Germantown Ave, Philadelphia, PA 19119
(800) 707-8845 homefrontloans.com
Hansen Mortgage Services, Inc.
905 Arch St #201, Philadelphia, PA 19107
(215) 733-0692 hansenmtg.com

Mortgage refinance companies in Philadelphia help homeowners replace their existing home loan with a new one. Pennsylvania law requires lenders to provide a good faith estimate of costs within three business days of application. Philadelphia residents often refinance to lower their interest rate or switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Philadelphia Cost?

Typical costs for a mortgage refinance in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Recording fees and transfer taxes may add several hundred dollars more. These costs vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Philadelphia?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Pennsylvania laws that affect mortgage refinancing?
Yes. Pennsylvania has a 3 day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. Also, Pennsylvania requires lenders to disclose all fees clearly before closing.

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