ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Reading, PA
Looking for a mortgage refinance company in Reading? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Reading, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 10 mortgage refinance companies in Reading, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guthix Lending LLC
1118 Ryebrook Rd, Reading, PA 19608
6109147527
Tidewater Mortgage Services, Inc.
3608 St Lawrence Ave # 102, Reading, PA 19606
6106030241
Miguel Gonzalez - NEXA Mortgage LLC
644 Penn Ave Ste 101, Reading, PA 19611
9172873032
David Payonk at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
8777731226
Nereida Ceballos at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
6105870589
Contour Mortgage
2345 Bernville Rd 2nd Floor, Reading, PA 19605
6102232622
Michael Miley at CrossCountry Mortgage
26 Village Center Dr Unit B-1, Reading, PA 19607
6102236621
Brian Conner - Contour Mortgage
2345 Bernville Rd 2nd floor, Reading, PA 19605
4849552484
Frank Carado Tidewater Mortgage Services NMLS 133827
3608 St Lawrence Ave, Reading, PA 19606
7178059263
Max Mortgage
6103 Washington Dr, Reading, PA 19606
6104689894
Mortgage refinance companies in Reading Pennsylvania help homeowners lower their interest rates or change loan terms. Pennsylvania law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local companies understand the Berks County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Reading Cost?
Typical costs for a mortgage refinance in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance which can range from 500 to 1,500 dollars. Closing costs usually total 2% to 5% of the loan principal. These figures are estimates and actual costs vary by lender and property. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Reading Pennsylvania?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a property appraisal. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Pennsylvania law does not set a specific timeline but lenders must provide a Loan Estimate within three business days.
Are there Pennsylvania specific laws for mortgage refinancing?
Yes. Pennsylvania requires lenders to be licensed under the Mortgage Licensing Act. The state also has a three day right of rescission for most refinances, allowing you to cancel the loan within three business days after signing. This right does not apply to purchase money mortgages.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Reading who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.