Find Mortgage Refinance Companies in Scranton, PA
Browse mortgage refinance companies serving Scranton, Pennsylvania. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 11 mortgage refinance companies in Scranton, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Scranton Cost?
Typical costs to refinance a mortgage in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Recording fees and taxes add another 1 to 2 percent. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Scranton?
You typically need pay stubs, tax returns, bank statements, and identification. Lenders in Pennsylvania also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Pennsylvania?
The process usually takes 30 to 45 days from application to closing. Pennsylvania law allows a three day rescission period after signing, giving you time to cancel without penalty.
Are there Pennsylvania specific fees for refinancing?
Yes. Pennsylvania charges a mortgage recording tax of 1 percent on the loan amount. You may also pay a state transfer tax if the property title changes. These fees are paid at closing.