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Find Mortgage Refinance Companies Near You in Wayne, PA

Directory of mortgage refinance companies in Wayne, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.

15 agents listed
Updated May 2026
Wayne, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 15 mortgage refinance companies in Wayne, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kuranda Financial Mortgage EST1996- STOREFRONT
617 W Lancaster Ave, Wayne, PA 19087
6109759940
Ian Stockman at CrossCountry Mortgage
37 West Ave Suite 201, Wayne, PA 19087
2677736565
Mutual of Omaha Mortgage
676 Swedesford Rd #140, Wayne, PA 19087
4104030672
Brenden Shoemaker at CrossCountry Mortgage
487 Devon Park Dr #212, Wayne, PA 19087
4844508457
Megan Munley, Guild Mortgage Company
175 Stratford Ave Suite 1, Wayne, PA 19087
2157090757
Price Financial Services
126 W Lancaster Ave, Wayne, PA 19087
6109641200
Lennar Mortgage, LLC Philadelphia
1285 Drummers Ln Suite 100A, Wayne, PA 19087
2678573055
Edwin Santiago at CrossCountry Mortgage
487 Devon Park Dr #212, Wayne, PA 19087
4842507371
Ruth Falcone at CrossCountry Mortgage
353 W Lancaster Ave Suite 100, Wayne, PA 19087
4843516592
Finance of America Mortgage LLC
37 West Ave Suite 203, Wayne, PA 19087
2155910222
loanDepot
175 Strafford Ave #206, Wayne, PA 19087
6106874500
Phil Russo at CrossCountry Mortgage
353 W Lancaster Ave Suite 100, Wayne, PA 19087
4843244180
Dan Leinhauser at CrossCountry Mortgage
353 W Lancaster Ave Suite 100, Wayne, PA 19087
6107331665
Joseph Iacovino at CrossCountry Mortgage
353 W Lancaster Ave 1st Floor, Wayne, PA 19087
6103291888
Sterling Home Mortgages
145 Swedesford Rd Ste 1110, Wayne, PA 19087
8665777366

A mortgage refinance company in Wayne, Pennsylvania helps homeowners replace their existing home loan with a new one, often to secure a lower rate or change loan terms. Pennsylvania law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Wayne residents benefit from local lenders familiar with Chester County property values and recording fees.

What Does a Mortgage Refinance Company in Wayne Cost?

Typical costs for a mortgage refinance in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. The Pennsylvania mortgage recording tax is 1% of the new loan principal. Your total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Wayne?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a copy of your current mortgage note and a property appraisal.
How long does a mortgage refinance take in Pennsylvania?
Most refinances close in 30 to 45 days from application. Pennsylvania law allows a three-day rescission period after signing, during which you can cancel the loan without penalty.
Are there Pennsylvania-specific fees for refinancing?
Yes, Pennsylvania charges a mortgage recording tax of 1% on the loan amount for most refinances. You may also pay a state transfer tax if the refinance involves a new deed.