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Find Mortgage Refinance Companies Near You in West Chester, PA
Looking for a mortgage refinance company in West Chester? Review the directory below to compare your options.
20 agents listed
Updated May 2026
West Chester, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 20 mortgage refinance companies in West Chester, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Rate Kings Mortgage LLC
622 Smoke House Rd, West Chester, PA 19382
6105723635
DJ Sutera at CrossCountry Mortgage
1615 West Chester Pike Suite 103, West Chester, PA 19382
6102204456
Kyle Sutera at CrossCountry Mortgage
1615 West Chester Pike Suite 103, West Chester, PA 19382
6103685377
Penn Street Mortgage
18 W Gay St 2nd Floor, West Chester, PA 19380
6104312100
Randy Milia - CMG Home Loans
1246 West Chester Pike STE 311, West Chester, PA 19382
6109311549
Sean Bogue | Mortgage Lender
1007 Regimental Dr, West Chester, PA 19382
5169652742
Alex Luboff at Prosperity Home Mortgage - Bristol
709 E Gay St, West Chester, PA 19380
2673033368
CM Mortgage Services Inc. - Mortgage Lender West Chester PA
1240 West Chester Pike #212, West Chester, PA 19382
6104306852
PrimeLending, A PlainsCapital Company - Brandywine Valley
25 Turner Ln 1st Floor, West Chester, PA 19380
6108400348
Brandywine Valley Mortgage
1244 West Chester Pike #410, West Chester, PA 19382
4844595161
Kenny Financial Services, Inc.
2 W Market St Suite 100, West Chester, PA 19382
8885047117
Bill Litton at CrossCountry Mortgage
1479 Wilmington Pike Ste 2 And 3, West Chester, PA 19382
4843524151
Eric Petransky at Rate (NMLS #1540389)
1242 West Chester Pike, West Chester, PA 19382
2672458161
U.S. Financial, Inc.
107 E Chestnut St, West Chester, PA 19380
6108507500
Michael D'Alessandro: Penn Street Mortgage
18 W Gay St 2nd Floor, West Chester, PA 19380
2154098008
Fran Patton at Rate (NMLS #425090)
300 Willowbrook Ln Suite 310 Office 111, West Chester, PA 19382
2678257826
Howard Financial
503 Bridle Path, West Chester, PA 19380
6108897467
Northpoint Lending NMLS 344272
232 W Market St, West Chester, PA 19382
4843024300
Market St. Mortgage
1101 Carroll Hill Dr, West Chester, PA 19382
4847730101
Zac Yeni - Brandywine Valley Mortgage
535 N Church St Suite 140, West Chester, PA 19380
4846999143
Mortgage refinance companies in West Chester Pennsylvania help homeowners lower their interest rates or change loan terms. Pennsylvania law requires lenders to provide a Good Faith Estimate within three business days of a loan application. Local refinance services can guide you through the process while complying with state regulations.
What Does a Mortgage Refinance Company in West Chester Cost?
Typical costs for a mortgage refinance in Pennsylvania include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in West Chester?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Pennsylvania laws that affect refinancing?
Yes, Pennsylvania has specific laws on prepayment penalties and escrow accounts. Lenders must follow the Pennsylvania Mortgage Licensing Act and provide clear disclosures about fees and interest rates.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.