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Compare Mortgage Refinance Companies in Chattanooga, TN
Directory of mortgage refinance companies in Chattanooga, Tennessee. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Chattanooga, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 20 mortgage refinance companies in Chattanooga, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeRate Mortgage
7506 E Brainerd Rd, Chattanooga, TN 37421
4238059100
Casey Bryant Mortgage Team #NMLS 1670270 — Benchmark Home Loans
1937 Dayton Blvd, Chattanooga, TN 37415
4235658830
Highlands Residential Mortgage
6576 E Brainerd Rd a, Chattanooga, TN 37421
4236240448
The Gabe Whitmer Team, FirstBank Mortgage, NMLS# 1427791
201 W Main St #105, Chattanooga, TN 37408
4233082207
The J Lending Team – Highlands Residential Mortgage
6576 E Brainerd Rd, Chattanooga, TN 37421
8657120352
Chatt Mortgage
6650 E Brainerd Rd Suite 208, Chattanooga, TN 37421
4235919801
PrimeLending, A PlainsCapital Company - Chattanooga
1200 Premier Dr #220, Chattanooga, TN 37421
4234143390
McGinnis Team - Mortgage Lender - RWM Home Loans
300 Ashland Terrace, Chattanooga, TN 37415
4238005232
Corey Petree - Union Home Mortgage - NMLS# 168632
13 W Kent St Suite 101, Chattanooga, TN 37405
4237603861
Union Home Mortgage Vickie Phillips
13 W Kent St Suite 101, Chattanooga, TN 37402
4233208208
Mortgage Investors Group
6221 Shallowford Rd #104, Chattanooga, TN 37421
4238992887
Cheryl Owens
1813 Market St, Chattanooga, TN 37408
4235049962
The Pritchett Lending Team
835 Georgia Ave, Chattanooga, TN 37402
8773141499
The Byram Group at CrossCountry Mortgage
36 E Main St #102, Chattanooga, TN 37408
4237084108
Sherri Boland - Movement Mortgage
7625 Hamilton Park Dr Suite 27, Chattanooga, TN 37421
4233161960
Fairway Independent Mortgage Corp. of Chattanooga
1800 Rossville Ave #108, Chattanooga, TN 37408
4237085285
Mortgage South
6576 E Brainerd Rd, Chattanooga, TN 37421
4236243878
Richard Sailors VA Home Loan Officer NMLS #1164163 Benchmark Home Loans
1937 Dayton Blvd, Chattanooga, TN 37415
4239918004
Scenic City Mortgage Team with LeaderOne Financial
1208 Pointe Centre Dr Suite 208, Chattanooga, TN 37421
4237049399
Dale Whaley - CMG Home Loans
1813 Market St, Chattanooga, TN 37408
4235932501
A mortgage refinance company in Chattanooga Tennessee helps homeowners replace their existing home loan with a new one. This process can lower your monthly payment or change your loan term. Tennessee law requires lenders to provide a Loan Estimate within three business days of your application, giving you clear cost details upfront.
What Does a Mortgage Refinance Company in Chattanooga Cost?
Typical costs for a mortgage refinance in Chattanooga include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Chattanooga?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Tennessee lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Tennessee?
A typical refinance in Chattanooga takes 30 to 45 days from application to closing. Tennessee has a 3-day right of rescission after closing for most refinances, which adds to the timeline.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.