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Compare Mortgage Refinance Companies in Cleveland, TN

Browse mortgage refinance companies serving Cleveland, Tennessee. Contact information and addresses listed below.

18 agents listed
Updated June 2026
Cleveland, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 18 mortgage refinance companies in Cleveland, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
2524 Keith St NW #2, Cleveland, TN 37312
(423) 472-5658 kinsmithloans.com
Security Finance
2524 Keith St NW #1, Cleveland, TN 37312
(423) 339-0400 securityfinance.com
Home Mortgage Solutions LLC
31 Mouse Creek Rd NW, Cleveland, TN 37312
(423) 339-8086 hmsloan.com
SouthEast Bank
3475 Keith St NW, Cleveland, TN 37312
(423) 303-2820 southeastbank.com
Mariner Finance
300 Paul Huff Pkwy NW Suite 700, Cleveland, TN 37312
(423) 479-9615 locations.marinerfinance.com
iDirect Home Loans
555 Broad St NW, Cleveland, TN 37311
(423) 614-5626 idirecthomeloans.com
Crown Home Mortgage
201 1st St NW Suite 1, Cleveland, TN 37311
(423) 275-6050 clevelandtn.crownhm.com
OneMain Financial
2320 Treasury Dr SE, Cleveland, TN 37323
(423) 478-5353 onemainfinancial.com
Pathfinder Mortgage Group Inc
6300 N Lee Hwy, Cleveland, TN 37312
(888) 397-7644 pmgihomes.com
Superior Financial Services
163 Stuart Rd NE, Cleveland, TN 37312
(423) 473-1552 yoursuperiorfinance.com
HomeRate Mortgage
2850 Westside Dr NW Suite A2, Cleveland, TN 37312
(423) 805-9098 homeratemortgage.com
CMG Financial
4235 TL Rogers St NE, Cleveland, TN 37312
(423) 421-7900 cmgfi.com
Bank of Cleveland Home Loan Center
93 N Ocoee St, Cleveland, TN 37311
(423) 478-8444 bankofcleveland.com
USA Mortgage, Inc.
4035 Keith St NW, Cleveland, TN 37312
(423) 478-3115 usamortgage.com
Tracy Knocke
4235 TL Rogers St NE, Cleveland, TN 37312
(423) 616-0413 cmghomeloans.com
Cadence Mortgage
1520 Clingan Ridge Dr NW, Cleveland, TN 37312
(423) 479-5503 cadencebank.com
Peoples Home Equity
Cleveland, TN 37311
(855) 561-4944 peopleshomeequity.com
Regions Mortgage
20 N Ocoee St, Cleveland, TN 37311
(800) 325-6000 regions.com

A mortgage refinance company in Cleveland Tennessee helps homeowners replace their existing home loan with a new one. Tennessee law does not require a specific cooling-off period for refinancing, but lenders must follow federal Truth in Lending Act rules. Local companies can guide you through options like rate-and-term or cash-out refinancing.

What Does a Mortgage Refinance Company in Cleveland Cost?

Typical costs for a mortgage refinance in Tennessee range from 2 to 6 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title search fees of 200 to 400 dollars, and lender origination fees of 0.5 to 1 percent of the loan. Closing costs in Cleveland may also include recording fees of about 100 dollars. Note that these figures are estimates and actual costs vary by lender and property. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Cleveland Tennessee?
The process usually takes 30 to 45 days from application to closing. Tennessee does not have a state-mandated waiting period, so the timeline depends on the lender and your documentation.
Are there Tennessee-specific laws that affect mortgage refinancing?
Tennessee follows the Uniform Residential Mortgage Satisfaction Act. This law requires lenders to release the lien within 60 days after the loan is paid off. Borrowers also have the right to rescind within three business days under federal law.
What documents do I need to apply for a mortgage refinance in Cleveland?
You will need recent pay stubs, tax returns for two years, bank statements, and proof of homeowners insurance. Lenders in Tennessee also require a valid photo ID and a property appraisal.

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