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Compare Mortgage Refinance Companies in La Crosse, WI

Directory of mortgage refinance companies in La Crosse, Wisconsin. Verify credentials with the state state mortgage licensing authority before hiring.

13 agents listed
Updated June 2026
La Crosse, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 13 mortgage refinance companies in La Crosse, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Citizens State Bank
620 Main St, La Crosse, WI 54601
(608) 785-2265 citizensstatebank.us
The Dominick Sweeney Team powered by Society Mortgage
227 3rd St N, La Crosse, WI 54601
(608) 780-2820 societymortgage.com
State Bank Financial
401 Main St, La Crosse, WI 54601
(800) 880-7151 statebankfinancial.com
The Mortgage Guy - Michael Garcia, Mortgage Lender
600 N 3rd St S, La Crosse, WI 54601
(608) 304-7954
Brent Wilkerson at CrossCountry Mortgage
122 5th Ave S Suite 101, La Crosse, WI 54601
(608) 784-5626 crosscountrymortgage.com
Mariner Finance
1423 WI-16, La Crosse, WI 54601
(608) 781-5721 locations.marinerfinance.com
Lendmark Financial Services LLC
40 Copeland Ave ste 109 b, La Crosse, WI 54603
(608) 668-2425 lendmarkfinancial.com
Security Finance
4012 Mormon Coulee Rd, La Crosse, WI 54601
(608) 796-2009 securityfinance.com
Su Vang - Mortgage Lender - Coulee Bank (NMLS 1802921)
1516 Losey Blvd S, La Crosse, WI 54601
(608) 799-6450 couleebank.net
Loans - Gundersen Credit Union
1910 South Ave, La Crosse, WI 54601
(608) 775-4715 gundersencu.org
Consumer Credit Counseling Service
505 King St STE 212, La Crosse, WI 54601
(608) 784-8380
The Federal Savings Bank-Eric Johnson
2812 Bliss Rd, La Crosse, WI 54601
(773) 322-1954 thefederalsavingsbank.com
Society Mortgage
227 3rd St N, La Crosse, WI 54601
(608) 780-2820 societymortgage.com

A mortgage refinance company in La Crosse Wisconsin helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. Under Wisconsin law, refinancing is treated as a new mortgage, so lenders must follow state disclosure rules and provide a Truth in Lending statement within three business days of application.

What Does a Mortgage Refinance Company in La Crosse Cost?

Typical costs for a mortgage refinance in Wisconsin include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,200 dollars. Recording fees and state mortgage tax add 200 to 500 dollars. Total closing costs often range from 2 to 5 percent of the loan balance. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in La Crosse?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Wisconsin lenders also require a property appraisal and a signed authorization to pull your credit report.
How long does a mortgage refinance take in Wisconsin?
A typical refinance in Wisconsin takes 30 to 45 days from application to closing. Delays can happen if the appraisal is slow or if additional documentation is requested by the lender.
Are there Wisconsin specific fees for refinancing a mortgage?
Yes. Wisconsin charges a mortgage recording tax of 30 cents per 100 dollars of the loan amount. You may also pay state transfer taxes and local recording fees. These costs are added to your closing statement.

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